{"id":8625,"date":"2025-12-10T23:40:11","date_gmt":"2025-12-10T23:40:11","guid":{"rendered":"https:\/\/challengeseconomiques.com\/?p=8625"},"modified":"2025-12-10T23:41:31","modified_gmt":"2025-12-10T23:41:31","slug":"financement-des-pme-et-transformation-economique-la-bnde-mobilise-lecosysteme-autour-du-credit-bail-et-de-laffacturage","status":"publish","type":"post","link":"https:\/\/challengeseconomiques.com\/?p=8625","title":{"rendered":"FINANCEMENT DES PME ET TRANSFORMATION \u00c9CONOMIQUE La BNDE mobilise l\u2019\u00e9cosyst\u00e8me autour du cr\u00e9dit-bail et de l\u2019affacturage"},"content":{"rendered":"

R\u00e9unis \u00e0 Dakar, ce 10 d\u00e9cembre 2025, les acteurs du secteur priv\u00e9, de l\u2019administration et du financement ont r\u00e9pondu \u00e0 l\u2019invitation de la BNDE pour une journ\u00e9e d\u00e9di\u00e9e \u00e0 deux instruments strat\u00e9giques : le cr\u00e9dit-bail et l\u2019affacturage. Une initiative qui s\u2019inscrit dans le plan strat\u00e9gique 2025\u20132029 de la banque, en phase avec l\u2019agenda 2050 du S\u00e9n\u00e9gal.<\/strong><\/p>\n

\u00a0<\/strong>La Banque Nationale pour le D\u00e9veloppement \u00c9conomique (BNDE) a tenu, ce mercredi, une journ\u00e9e d\u2019\u00e9changes autour du cr\u00e9dit-bail et de l\u2019affacturage, deux m\u00e9canismes encore peu exploit\u00e9s mais porteurs de solutions concr\u00e8tes pour les entreprises s\u00e9n\u00e9galaises. L\u2019\u00e9v\u00e9nement, plac\u00e9 sous le haut patronage du minist\u00e8re des Finances et du Budget, a r\u00e9uni plus d\u2019une centaine de participants issus de la client\u00e8le de la banque, de l\u2019administration publique, des partenaires techniques et financiers, ainsi que des organisations du secteur priv\u00e9. Dans son allocution, le Pr\u00e9sident du Conseil d\u2019Administration, Mamadou Sarr, a rappel\u00e9 que la BNDE, d\u00e9tenue \u00e0 plus de 80 % par l\u2019\u00c9tat, est un levier strat\u00e9gique au c\u0153ur du dispositif de transformation \u00e9conomique. \u00ab Cette journ\u00e9e s\u2019inscrit dans la dynamique du plan strat\u00e9gique 2025\u20132029, align\u00e9 sur l\u2019agenda 2050. Elle vise \u00e0 renforcer les liens entre la banque, ses clients et les partenaires potentiels autour de solutions adapt\u00e9es aux besoins r\u00e9els des entreprises \u00bb, a-t-il d\u00e9clar\u00e9.<\/p>\n

\u00a0<\/strong>Cr\u00e9dit-bail et affacturage : des outils pour lib\u00e9rer l\u2019investissement\u00a0 <\/strong><\/p>\n

Le Directeur g\u00e9n\u00e9ral de BNDE Leasing & Factoring, Mamadou Faye, a soulign\u00e9 que ces deux instruments permettent de r\u00e9pondre \u00e0 des probl\u00e9matiques majeures : l\u2019acc\u00e8s \u00e0 l\u2019\u00e9quipement et la gestion de la tr\u00e9sorerie. Le cr\u00e9dit-bail offre aux entreprises la possibilit\u00e9 d\u2019acqu\u00e9rir du mat\u00e9riel sans mobiliser imm\u00e9diatement de capitaux importants, tandis que l\u2019affacturage permet d\u2019anticiper le recouvrement des cr\u00e9ances et de s\u00e9curiser les flux financiers. \u00ab Depuis 2014, la BNDE a mobilis\u00e9 plusieurs centaines de milliards de francs CFA pour financer les secteurs cl\u00e9s de l\u2019\u00e9conomie, en int\u00e9grant les micros et petites entreprises, les femmes et les jeunes \u00bb, a-t-il rappel\u00e9.<\/p>\n

Une banque au service du secteur priv\u00e9 national\u00a0 <\/strong><\/p>\n

Les interventions ont converg\u00e9 vers un m\u00eame constat : le financement du secteur priv\u00e9 reste un d\u00e9fi majeur. Pour Babacar Ciss\u00e9, conseiller technique au minist\u00e8re des Finances et repr\u00e9sentant du Directeur g\u00e9n\u00e9ral de la Comptabilit\u00e9 Publique et du Tr\u00e9sor, \u00ab la BNDE a inscrit dans son ADN l\u2019accompagnement des PME. Elle dispose du dispositif, de la volont\u00e9 et de l\u2019expertise pour r\u00e9pondre aux besoins du tissu productif local \u00bb. Il a \u00e9galement salu\u00e9 la gouvernance inclusive de la banque, compos\u00e9e d\u2019acteurs de l\u2019\u00e9conomie, de l\u2019administration et du secteur priv\u00e9. Dans le contexte du Plan S\u00e9n\u00e9gal \u00c9mergent, les intervenants ont insist\u00e9 sur le r\u00f4le central du secteur priv\u00e9 comme moteur de croissance. L\u2019acc\u00e8s au financement, le contenu local et l\u2019acc\u00e8s au march\u00e9 sont autant de d\u00e9fis \u00e0 relever. La BNDE, par ses initiatives et sa proximit\u00e9 avec les entreprises, se positionne comme un acteur cl\u00e9 de cette transformation. \u00c0 travers cette journ\u00e9e, la BNDE r\u00e9affirme sa mission : entreprendre l\u2019avenir avec les entreprises s\u00e9n\u00e9galaises, en leur offrant des solutions innovantes, accessibles et adapt\u00e9es \u00e0 leurs ambitions.<\/p>\n

Mamadou SY <\/strong><\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

R\u00e9unis \u00e0 Dakar, ce 10 d\u00e9cembre 2025, les acteurs du secteur priv\u00e9, de l\u2019administration et du financement ont r\u00e9pondu \u00e0 l\u2019invitation de la BNDE pour…<\/p>\n","protected":false},"author":1,"featured_media":8626,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[23,8],"tags":[],"class_list":["post-8625","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-a-la-une","category-actualite-economique","wpcat-23-id","wpcat-8-id"],"yoast_head":"\nFINANCEMENT DES PME ET TRANSFORMATION \u00c9CONOMIQUE La BNDE mobilise l\u2019\u00e9cosyst\u00e8me autour du cr\u00e9dit-bail et de l\u2019affacturage - challenges economiques<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/challengeseconomiques.com\/?p=8625\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"FINANCEMENT DES PME ET TRANSFORMATION \u00c9CONOMIQUE La BNDE mobilise l\u2019\u00e9cosyst\u00e8me autour du cr\u00e9dit-bail et de l\u2019affacturage - 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