{"id":8195,"date":"2025-06-19T14:11:01","date_gmt":"2025-06-19T14:11:01","guid":{"rendered":"https:\/\/challengeseconomiques.com\/?p=8195"},"modified":"2025-06-19T14:12:07","modified_gmt":"2025-06-19T14:12:07","slug":"senegal-bonne-tenue-des-principaux-indicateurs-dactivite-et-de-rentabilite-du-systeme-bancaire-et-de-la-microfinance","status":"publish","type":"post","link":"https:\/\/challengeseconomiques.com\/?p=8195","title":{"rendered":"S\u00e9n\u00e9gal : Bonne tenue des principaux  indicateurs d\u2019activit\u00e9 et de rentabilit\u00e9 du syst\u00e8me bancaire et de la microfinance"},"content":{"rendered":"<p>La situation du syst\u00e8me bancaire et de la microfinance, au S\u00e9n\u00e9gal\u00a0 est caract\u00e9ris\u00e9e par la\u00a0 bonne tenue des principaux indicateurs d\u2019activit\u00e9 et de rentabilit\u00e9 \u00e0 fin mars 2025.<\/p>\n<p>C\u2019est ce que le Directeur de cabinet du ministre des finances et du budget, Bassirou Sarr a r\u00e9v\u00e9l\u00e9 aujourd\u2019hui, dans le discours qu\u2019il a prononc\u00e9, lors de l\u2019ouverture de la 44<sup>\u00e8me<\/sup> rencontre du Conseil national du cr\u00e9dit du S\u00e9n\u00e9gal.<\/p>\n<p>Bassirou Sarr a par ailleurs\u00a0 indiqu\u00e9 que les banques du S\u00e9n\u00e9gal ont enregistr\u00e9, \u00e0 fin d\u00e9cembre 2024, un r\u00e9sultat provisoire exc\u00e9dentaire de 205,4 milliards FCFA.<\/p>\n<p>Les encours de cr\u00e9dit ont \u00e9galement progress\u00e9 selon M. Sarr. Ils s\u2019\u00e9tablissent \u00e0 7814,0 milliards FCFA.<\/p>\n<p>Par contre, la qualit\u00e9 du portefeuille du cr\u00e9dit \u00a0s\u2019est l\u00e9g\u00e8rement d\u00e9grad\u00e9e a \u00a0fait savoir le Directeur de Cabinet du ministre des finances et du budget. En effet a fait constater Bassirou Sarr, \u00e0 fin mars 2025, le taux de cr\u00e9ances en souffrance nettes des provisions est ressorti \u00e0 4,2 % contre 3,4% un an auparavant.<\/p>\n<p>Au plan prudentiel, Bassirou Sarr a r\u00e9v\u00e9l\u00e9 que les banques sont globalement en conformit\u00e9 par rapport aux normes fix\u00e9es avec a-t-il pr\u00e9cis\u00e9 un ratio de solvabilit\u00e9 s\u2019\u00e9levant \u00e0 14,4% \u00e0 fin mars 2025, pour une norme minimale de 11,5%.<\/p>\n<p>Abordant la situation dans le secteur de la microfinance, M. Sarr a indiqu\u00e9 que l\u2019encours des cr\u00e9dits distribu\u00e9s aux soci\u00e9taires et clients a progress\u00e9 de 4,5% en glissement annuel, en s\u2019\u00e9tablissant \u00e0 793 milliards FCFA \u00e0 fin mars 2025. Mais , le\u00a0 taux brut de d\u00e9gradation s\u2019est \u00e9tabli \u00e0 8% en mars 2025 contre 5,4% un an auparavant.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>La situation du syst\u00e8me bancaire et de la microfinance, au S\u00e9n\u00e9gal\u00a0 est caract\u00e9ris\u00e9e par la\u00a0 bonne tenue des principaux indicateurs d\u2019activit\u00e9 et de rentabilit\u00e9 \u00e0&#8230;<\/p>\n","protected":false},"author":3,"featured_media":675,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[23,10,1],"tags":[],"class_list":["post-8195","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-a-la-une","category-infos-eco","category-uncategorized","wpcat-23-id","wpcat-10-id","wpcat-1-id"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>S\u00e9n\u00e9gal : Bonne tenue des principaux indicateurs d\u2019activit\u00e9 et de rentabilit\u00e9 du syst\u00e8me bancaire et de la microfinance - 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