{"id":778,"date":"2021-03-24T20:26:50","date_gmt":"2021-03-24T20:26:50","guid":{"rendered":"https:\/\/challengeseconomiques.com\/?p=778"},"modified":"2021-03-24T20:27:18","modified_gmt":"2021-03-24T20:27:18","slug":"uemoa-comment-le-cout-du-risque-a-sape-les-filiales-de-la-boa-en-2020","status":"publish","type":"post","link":"https:\/\/challengeseconomiques.com\/?p=778","title":{"rendered":"UEMOA : comment le co\u00fbt du risque a sap\u00e9 les filiales de la BOA en 2020"},"content":{"rendered":"<p><strong>Les impacts n\u00e9gatifs de la covid-19 ont lourdement pes\u00e9 sur les filiales cot\u00e9es \u00e0 la BRVM de BOA en 2020. Confront\u00e9es \u00e0 un environnement incertain tout au long de l\u2019ann\u00e9e, elles ont vu leur co\u00fbt du risque s\u2019envoler.<\/strong><\/p>\n<p>Les principales filiales ouest-africaines de Bank of Africa (BOA), d\u00e9tenue par le marocain BMCE ont \u00e9t\u00e9 plomb\u00e9es par leur co\u00fbt du risque en 2020.<\/p>\n<p>Alors que les 6 filiales cot\u00e9es \u00e0 la BRVM ont presque toutes vu leur produit net bancaire (PNB) progresser, ce qui t\u00e9moigne d\u2019une r\u00e9silience de l&rsquo;activit\u00e9 bancaire du groupe dans un environnement marqu\u00e9 par la covid-19, les r\u00e9sultats nets n\u2019ont&nbsp; pas connu le m\u00eame sort.<\/p>\n<p>Le repli des b\u00e9n\u00e9fices de ces filiales est essentiellement attribuable au co\u00fbt du risque qui s\u2019est globalement envol\u00e9 pour atteindre 38,5 milliards FCFA. Soit une hausse de 48%. C\u2019est ainsi qu&rsquo;en C\u00f4te d\u2019Ivoire, la hausse de 16% du PNB gr\u00e2ce&nbsp;aux&nbsp;revenus de placements et des produits d\u2019int\u00e9r\u00eat client\u00e8le, n\u2019a pas suffi pour att\u00e9nuer l\u2019impact du co\u00fbt du risque qui a quadrupl\u00e9.<\/p>\n<p>Au Niger, cet indicateur a tripl\u00e9 pour atteindre 6 milliards FCFA, occasionnant une baisse de 12,7% \u00e0 7,4 milliards FCFA du b\u00e9n\u00e9fice net. Au S\u00e9n\u00e9gal o\u00f9 le PNB est rest\u00e9 stable, le co\u00fbt du risque a quant \u00e0 lui, augment\u00e9 de plus de 50% par rapport \u00e0 2019, entra\u00eenant une baisse du r\u00e9sultat net de 15,9%, \u00e0 7,6 milliards FCFA.<\/p>\n<p>Dans la filiale b\u00e9ninoise, l\u2019accroissement du PNB dans un environnement domin\u00e9 par la crise sanitaire a \u00e9t\u00e9 rogn\u00e9 par un co\u00fbt du risque qui a presque doubl\u00e9. Le profit de la Banque s\u2019en est sorti amoindri \u00e0 13,3 milliards FCFA, soit une baisse de 11% environ.<\/p>\n<p>Dans la foul\u00e9e, la Banque, consid\u00e9r\u00e9e selon le bilan comme la plus grande filiale dans l\u2019espace Uemoa a perdu sa place au profit de la filiale burkinab\u00e9 du groupe. Les actifs de BOA Burkina se sont dop\u00e9s en 2020, passant \u00e0 988 milliards FCFA, en hausse de 13,9%. Elle a toutefois accus\u00e9 un repli d\u2019un peu moins de 5% de son b\u00e9n\u00e9fice, en raison d\u2019une forte augmentation de son co\u00fbt du risque, multipli\u00e9 par 2,5 par rapport \u00e0 2019.<\/p>\n<p>En 2020, la filiale malienne a limit\u00e9 la casse, en ma\u00eetrisant son co\u00fbt du risque, le seul \u00e0 conna\u00eetre une baisse de 10,2%. Cette situation a permis \u00e0 BOA Mali de renouer avec le b\u00e9n\u00e9fice apr\u00e8s avoir perdu plus de 6 milliards FCFA en 2019.<\/p>\n<p><strong>&nbsp;<\/strong><strong>(Agence Ecofin)<br \/>\n<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Les impacts n\u00e9gatifs de la covid-19 ont lourdement pes\u00e9 sur les filiales cot\u00e9es \u00e0 la BRVM de BOA en 2020. Confront\u00e9es \u00e0 un environnement incertain&#8230;<\/p>\n","protected":false},"author":1,"featured_media":779,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8,10],"tags":[],"class_list":["post-778","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualite-economique","category-infos-eco","wpcat-8-id","wpcat-10-id"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>UEMOA : comment le co\u00fbt du risque a sap\u00e9 les filiales de la BOA en 2020 - challenges economiques<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/challengeseconomiques.com\/?p=778\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"UEMOA : comment le co\u00fbt du risque a sap\u00e9 les filiales de la BOA en 2020 - challenges economiques\" \/>\n<meta property=\"og:description\" content=\"Les impacts n\u00e9gatifs de la covid-19 ont lourdement pes\u00e9 sur les filiales cot\u00e9es \u00e0 la BRVM de BOA en 2020. 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