{"id":7747,"date":"2025-02-05T19:57:59","date_gmt":"2025-02-05T19:57:59","guid":{"rendered":"https:\/\/challengeseconomiques.com\/?p=7747"},"modified":"2025-02-05T19:58:57","modified_gmt":"2025-02-05T19:58:57","slug":"7747","status":"publish","type":"post","link":"https:\/\/challengeseconomiques.com\/?p=7747","title":{"rendered":"S\u00e9n\u00e9gal\u00a0: un plan de 1,6 milliard\u00a0$ pour booster les PME et PMI"},"content":{"rendered":"<p class=\"texte textearticle\"><strong>\u00a0Cette initiative vise \u00e0 pallier le d\u00e9ficit de financement auquel ces entreprises font face, leur permettant ainsi de se d\u00e9velopper et de jouer pleinement leur r\u00f4le dans la croissance \u00e9conomique du pays.<\/strong><\/p>\n<p class=\"texte textearticle\">Une mobilisation financi\u00e8re historique est en marche au S\u00e9n\u00e9gal. Des acteurs cl\u00e9s de l\u2019\u00e9conomie, dont l\u2019Agence de d\u00e9veloppement et d\u2019encadrement des PME (ADEPME), se sont engag\u00e9s \u00e0 d\u00e9bloquer 1000 milliards FCFA (1,6 milliard\u00a0$) pour dynamiser les PME et PMI s\u00e9n\u00e9galaises, confront\u00e9es \u00e0 un manque crucial de financements. L\u2019annonce a \u00e9t\u00e9 faite le mardi 4 f\u00e9vrier 2025, dans le cadre d\u2019une rencontre pr\u00e9paratoire au 4\u1d49 Forum de la PME, pr\u00e9vu du 18 au 20 f\u00e9vrier.<\/p>\n<p class=\"texte textearticle\"><strong>Un programme de financement massif et s\u00e9curis\u00e9<\/strong><\/p>\n<p class=\"texte textearticle\"><em>\u00ab\u00a0L\u2019acc\u00e8s au financement est l\u2019une des probl\u00e9matiques majeures freinant le d\u00e9veloppement des PME et PMI. C\u2019est d\u2019ailleurs ce qui a motiv\u00e9 la formulation du Programme de financement massif et s\u00e9curis\u00e9 des PME et PMI, visant entre autres, \u00e0 augmenter les cr\u00e9dits octroy\u00e9s par les institutions financi\u00e8res \u00e0 ces acteurs\u00a0\u00bb,<\/em> a soulign\u00e9 le secr\u00e9taire d\u2019Etat au D\u00e9veloppement des PME-PMI, Ibrahima Thiam.<\/p>\n<p class=\"texte textearticle\">Ce montant sera mobilis\u00e9 dans le cadre d\u2019un pacte de financement massif et s\u00e9curis\u00e9 destin\u00e9 \u00e0 ces PME. Pour garantir son succ\u00e8s, le secteur bancaire joue un r\u00f4le central\u00a0: une vingtaine de banques locales ont d\u00e9j\u00e0 adh\u00e9r\u00e9 \u00e0 l\u2019initiative, parmi lesquelles Ecobank S\u00e9n\u00e9gal, qui participera \u00e0 hauteur de 100 millions FCFA. <em>\u00ab\u00a0Nous sommes pleinement engag\u00e9s \u00e0 accompagner les PME-PMI et \u00e0 faciliter leur acc\u00e8s au financement <\/em>\u00bb, a d\u00e9clar\u00e9 Aissatou Thiam Diakhat\u00e9, directrice d\u2019Ecobank S\u00e9n\u00e9gal.<\/p>\n<p class=\"texte textearticle\"><strong>Objectif\u00a0: 3000 milliards FCFA d\u2019ici 2028<\/strong><\/p>\n<p class=\"texte textearticle\">Ce programme de financement massif initialement fix\u00e9 \u00e0 600 milliards FCFA en 2024, devrait atteindre 3000 milliards FCFA d\u2019ici 2028. Il constitue un levier strat\u00e9gique pour l\u2019\u00e9conomie s\u00e9n\u00e9galaise. En facilitant l\u2019acc\u00e8s aux cr\u00e9dits, il ambitionne de renforcer la comp\u00e9titivit\u00e9 des PME et PMI, d\u2019encourager l\u2019innovation et de cr\u00e9er des emplois.<\/p>\n<p class=\"texte textearticle\"><em>\u00ab\u00a0Ce pacte de financement de 1000 milliards FCFA repr\u00e9sente un tiers de notre objectif et constitue une avanc\u00e9e significative pour le secteur. Nous devons maintenant garantir l\u2019effectivit\u00e9 des d\u00e9caissements pour maximiser l\u2019impact sur le terrain\u00a0\u00bb,<\/em> a d\u00e9clar\u00e9 Ibrahima Thiam.<\/p>\n<p class=\"texte textearticle\">Au S\u00e9n\u00e9gal, les PME constituent l\u2019\u00e9pine dorsale du tissu \u00e9conomique. Pourtant, leur acc\u00e8s au financement demeure un d\u00e9fi majeur en raison de la r\u00e9ticence des banques \u00e0 les accompagner. Cette frilosit\u00e9 s\u2019explique par plusieurs facteurs, notamment la forte pr\u00e9sence du secteur informel, le manque de structuration et de professionnalisme de certaines PME, ainsi que l\u2019insuffisance de garanties pour couvrir les risques.<\/p>\n<p class=\"texte textearticle\">Avec l\u2019annonce de ce plan, une question essentielle demeure\u00a0: quelles strat\u00e9gies les banques adopteront-elles pour surmonter ces obstacles et jouer pleinement leur r\u00f4le dans le financement de ces entreprises ?<\/p>\n<p><strong>(Agence Ecofin)<br \/>\n<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00a0Cette initiative vise \u00e0 pallier le d\u00e9ficit de financement auquel ces entreprises font face, leur permettant ainsi de se d\u00e9velopper et de jouer pleinement leur&#8230;<\/p>\n","protected":false},"author":1,"featured_media":7748,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8,10],"tags":[],"class_list":["post-7747","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualite-economique","category-infos-eco","wpcat-8-id","wpcat-10-id"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - 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