{"id":7172,"date":"2024-10-11T11:56:33","date_gmt":"2024-10-11T11:56:33","guid":{"rendered":"https:\/\/challengeseconomiques.com\/?p=7172"},"modified":"2024-10-11T11:57:09","modified_gmt":"2024-10-11T11:57:09","slug":"les-encours-de-credits-des-banques-senegalaises-en-hausse-de-88-en-juin-2024","status":"publish","type":"post","link":"https:\/\/challengeseconomiques.com\/?p=7172","title":{"rendered":"Les encours de cr\u00e9dits des banques s\u00e9n\u00e9galaises en hausse de 8,8% en juin 2024"},"content":{"rendered":"<p>Le directeur de cabinet du ministre des Finances et du Budget, Bassirou Sarr, s\u2019est f\u00e9licit\u00e9 jeudi de \u201cla bonne tenue\u201d des principaux indicateurs d\u2019activit\u00e9 et de rentabilit\u00e9 des banques et structures de microfinance s\u00e9n\u00e9galaises, se traduisant par \u201cune progression de 8,8%\u201d.<\/p>\n<p>\u201cLes encours de cr\u00e9dits des banques ont progress\u00e9 de 8,8% en glissement annuel pour s\u2019\u00e9tablir \u00e0 7.496,8 milliards FCFA \u00e0 fin juin 2024\u201d, a-t-il d\u00e9clar\u00e9 lors de la c\u00e9r\u00e9monie d\u2019ouverture de la 41\u1d49\u00a0session du Conseil national du cr\u00e9dit.<\/p>\n<p>\u201cLa qualit\u00e9 du portefeuille s\u2019est am\u00e9lior\u00e9e, le taux des cr\u00e9ances en souffrance nette des provisions ressortant \u00e0 4,6% du total des cr\u00e9dits\u201d, a-t-il expliqu\u00e9.<\/p>\n<p>Bassirou Sarr soutient que du point de vue du contr\u00f4le prudentiel, \u201cles banques sont globalement en conformit\u00e9 par rapport aux normes fix\u00e9es\u201d, ce qui repr\u00e9sente \u201cun r\u00e9sultat remarquable dans le contexte de la fin de la transition vers les normes B\u00e2le 2 et B\u00e2le 3 dans l\u2019UMOA depuis le 1\u1d49\u02b3\u00a0janvier 2023\u2033.<\/p>\n<p>Les r\u00e8gles prudentielles issues des accords de B\u00e2le visent \u00e0 garantir un niveau minimum de capitaux propres, afin d\u2019assurer la solidit\u00e9 financi\u00e8re des banques.<\/p>\n<p>Selon le directeur de cabinet du ministre des Finances et du Budget, le ratio de solvabilit\u00e9 moyen des \u00e9tablissements bancaires s\u00e9n\u00e9galaises s\u2019\u00e9l\u00e8ve \u00e0 \u201c15.2% \u00e0 fin juin 2024 pour une norme minimale de 11,5%\u201d.<\/p>\n<p>Concernant le secteur de la microfinance, ajoute-t-il, \u201cl\u2019encours des cr\u00e9dits distribu\u00e9s aux soci\u00e9taires et clients a progress\u00e9 de 20% en glissement annuel, en s\u2019\u00e9tablissant \u00e0 780 milliards \u00e0 fin juin 2024\u201d.<\/p>\n<p>Il a par ailleurs indiqu\u00e9 que \u201cla qualit\u00e9 du portefeuille s\u2019est \u00e9galement am\u00e9lior\u00e9e avec un taux brut de d\u00e9gradation s\u2019\u00e9tablissant \u00e0 6,7% en juin 2024 contre 6.5% en juin 2023\u201d.<\/p>\n<p><strong>(APS)<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Le directeur de cabinet du ministre des Finances et du Budget, Bassirou Sarr, s\u2019est f\u00e9licit\u00e9 jeudi de \u201cla bonne tenue\u201d des principaux indicateurs d\u2019activit\u00e9 et&#8230;<\/p>\n","protected":false},"author":1,"featured_media":6781,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[23],"tags":[],"class_list":["post-7172","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-a-la-une","wpcat-23-id"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - 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