{"id":6454,"date":"2024-05-24T12:28:42","date_gmt":"2024-05-24T12:28:42","guid":{"rendered":"https:\/\/challengeseconomiques.com\/?p=6454"},"modified":"2024-11-22T13:12:08","modified_gmt":"2024-11-22T13:12:08","slug":"ecobank-recolte-les-fruits-de-sa-strategie-ecobank-recolte-les-fruits-de-sa-strategie","status":"publish","type":"post","link":"https:\/\/challengeseconomiques.com\/?p=6454","title":{"rendered":"Ecobank r\u00e9colte les fruits de sa strat\u00e9gie"},"content":{"rendered":"<p><strong>Au terme d\u2019un premier trimestre marqu\u00e9 par la ma\u00eetrise des charges et une d\u00e9gradation de la qualit\u00e9 du portefeuille, Ecobank affiche une hausse de ses r\u00e9sultats.<\/strong><\/p>\n<p>Un d\u00e9but d\u2019ann\u00e9e satisfaisant pour Ecobank. Le groupe bancaire panafricain affiche une hausse de 20% de son b\u00e9n\u00e9fice imposable, \u00e0 150 millions de dollars, principalement en raison d\u2019un \u00ab\u00a0<em>levier d\u2019exploitation positif<\/em>\u00a0\u00bb, commente la communication financi\u00e8re. Le b\u00e9n\u00e9fice avant provisions ressort d\u2019ailleurs en hausse de 11%. Le r\u00e9sultat net, en hausse de 3%, est \u00e0 105 millions\u00a0$.<\/p>\n<p>La dynamique a continu\u00e9 de b\u00e9n\u00e9ficier de l\u2019impact net favorable de la hausse des taux sur les actifs productifs d\u2019int\u00e9r\u00eats et des commissions g\u00e9n\u00e9r\u00e9es par les volumes de paiements et de transactions sur une activit\u00e9 client\u00e8le modeste. Les revenus nets de la banque d\u2019investissement ont augment\u00e9 de 8%, gr\u00e2ce \u00e0 la hausse des taux et de la gestion de tr\u00e9sorerie. Les revenus nets de la banque commerciale ont augment\u00e9 de 8%, b\u00e9n\u00e9ficiant de la hausse des paiements et des commissions de gestion de tr\u00e9sorerie. Les revenus nets des services bancaires aux consommateurs ont augment\u00e9 de 2 %, gr\u00e2ce aux marges sur les d\u00e9p\u00f4ts et aux paiements.<\/p>\n<p>Les produits d\u2019int\u00e9r\u00eats nets pour le premier trimestre 2024 se sont \u00e9lev\u00e9s \u00e0 289 millions\u00a0$, en hausse de 9 % ou 36 % \u00e0 taux de change constant, et la marge d\u2019int\u00e9r\u00eats nette s\u2019est \u00e9tablie \u00e0 5,6 %.<\/p>\n<p>Les revenus autres que d\u2019int\u00e9r\u00eats ont diminu\u00e9 de 5 % ou, \u00e0 taux de change constant, ont augment\u00e9 de 22 % pour s\u2019\u00e9tablir \u00e0 207 millions\u00a0$ au premier trimestre de 2024. Enfin, les charges d\u2019exploitation du groupe pour le premier trimestre 2024 s\u2019\u00e9l\u00e8vent \u00e0 267 millions $, en baisse de 4 %. L\u2019\u00ab\u00a0<em>augmentation sous-jacente des d\u00e9penses est due \u00e0 une combinaison de co\u00fbts li\u00e9s \u00e0 l\u2019inflation, de co\u00fbts li\u00e9s au personnel et de co\u00fbts associ\u00e9s \u00e0 la croissance de l\u2019activit\u00e9, \u00e0 la distribution et \u00e0 la technologie<\/em>\u00a0\u00bb, commente le groupe. Le ratio co\u00fbts\/revenus, une mesure de l\u2019efficacit\u00e9, s\u2019est am\u00e9lior\u00e9 pour atteindre 53,8 % au cours du trimestre actuel, contre 57,3 % au cours du trimestre de l\u2019ann\u00e9e pr\u00e9c\u00e9dente.<\/p>\n<p>\u00c0 noter que dans l\u2019UEMOA (hors Nigeria), le b\u00e9n\u00e9fice avant imp\u00f4t pour le premier trimestre 2024 s\u2019inscrit \u00e0 74 millions\u00a0$, en hausse de 4 %, b\u00e9n\u00e9ficiant d\u2019une croissance des revenus sup\u00e9rieure aux d\u00e9penses d\u2019exploitation.<\/p>\n<p><strong>Des conditions \u00e9conomiques difficiles<\/strong><\/p>\n<p>\u00ab\u00a0<em>Nous avons r\u00e9alis\u00e9 des progr\u00e8s significatifs dans notre strat\u00e9gie Croissance, Transformation et Rentabilit\u00e9 (GTR), comme en t\u00e9moigne la croissance des revenus dans toutes nos activit\u00e9s<\/em>\u00a0\u00bb, commente aupr\u00e8s de ses actionnaires Jeremy Awori, directeur g\u00e9n\u00e9ral du groupe Ecobank.<\/p>\n<p>\u00ab <em>Les r\u00e9sultats du trimestre ont \u00e9t\u00e9 solides et ont d\u00e9montr\u00e9 les avantages de la diversification et de la croissance des activit\u00e9s malgr\u00e9 l\u2019incertitude li\u00e9e aux baisses de taux, \u00e0 l\u2019inflation persistante, \u00e0 la pression sur les devises africaines, et aux risques g\u00e9opolitiques<\/em>. Nos revenus ont augment\u00e9 de 13 millions de dollars pour atteindre 496 millions\u00a0$.\u00a0\u00bb \u00c0 taux de change constant l\u2019augmentation a \u00e9t\u00e9 encore plus robuste, atteignant 114 millions\u00a0$.<\/p>\n<p>Jeremy Awori \u00e9voque \u00ab\u00a0<em>une ma\u00eetrise des charges<\/em>\u00a0\u00bb, qui a entra\u00een\u00e9 une am\u00e9lioration du coefficient d\u2019exploitation \u00e0 53,8 %, \u00ab\u00a0<em>avec des am\u00e9liorations au sein de nos activit\u00e9s<\/em>\u00a0\u00bb.<\/p>\n<p>Et le directeur g\u00e9n\u00e9ral de se f\u00e9licit\u00e9 que les d\u00e9p\u00f4ts des clients aient augment\u00e9 de 3,9 milliards\u00a0$, \u00e0 taux de change constant pour atteindre 19,2 milliards\u00a0$ \u00ab\u00a0<em>gr\u00e2ce aux efforts continus de mobilisation des d\u00e9p\u00f4ts, am\u00e9liorant la liquidit\u00e9 du bilan\u00a0<\/em>\u00bb.<\/p>\n<p>Toutefois, compte tenu des conditions macro\u00e9conomiques difficiles, la qualit\u00e9 du portefeuille s\u2019est l\u00e9g\u00e8rement d\u00e9t\u00e9rior\u00e9e, comme pr\u00e9vu, \u00ab\u00a0<em>et nous continuons \u00e0 travailler de mani\u00e8re appropri\u00e9e avec les emprunteurs\u00a0<\/em>\u00bb.<\/p>\n<p>Le dirigeant rappelle que mi-avril, Ecobank a rembours\u00e9 \u00ab\u00a0<em>avec succ\u00e8s<\/em>\u00a0\u00bb une euro-obligation de 500 millions $ sur cinq ans, \u00ab\u00a0<em>d\u00e9montrant la solvabilit\u00e9 du groupe et ses capacit\u00e9s de financement<\/em> \u00bb. D\u00e8s lors, \u00ab <em>nous continuerons de nous concentrer sur les fondamentaux bancaires, en g\u00e9rant nos transactions quotidiennes avec discipline et efficacit\u00e9, et en faisant le meilleur pour nos clients. Nous sommes confiants dans notre strat\u00e9gie de r\u00e9pondre aux besoins de la client\u00e8le, collaborateurs, communaut\u00e9s, actionnaires et autres parties prenantes, et nous ne m\u00e9nagerons aucun effort pour mener \u00e0 bien nos initiatives de transformation<\/em> \u00bb, conclut Jeremy Awori.<\/p>\n<p><strong>Le Magazine de l&rsquo;Afrique<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Au terme d\u2019un premier trimestre marqu\u00e9 par la ma\u00eetrise des charges et une d\u00e9gradation de la qualit\u00e9 du portefeuille, Ecobank affiche une hausse de ses&#8230;<\/p>\n","protected":false},"author":1,"featured_media":4406,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8],"tags":[],"class_list":["post-6454","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualite-economique","wpcat-8-id"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - 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