{"id":5393,"date":"2023-10-10T10:30:33","date_gmt":"2023-10-10T10:30:33","guid":{"rendered":"https:\/\/challengeseconomiques.com\/?p=5393"},"modified":"2023-10-10T10:31:04","modified_gmt":"2023-10-10T10:31:04","slug":"umoa-les-institutions-de-microfinance-ont-davantage-accorde-de-credits-a-court-terme-a-leur-clientele-a-fin-juin-2023","status":"publish","type":"post","link":"https:\/\/challengeseconomiques.com\/?p=5393","title":{"rendered":"UMOA : les institutions de microfinance ont davantage accord\u00e9 de cr\u00e9dits \u00e0 court terme \u00e0 leur client\u00e8le, \u00e0 fin juin 2023"},"content":{"rendered":"<p class=\"texte textearticle\"><strong>Dans son rapport trimestriel sur la situation de la microfinance, la Banque centrale des Etats de l\u2019Afrique de l\u2019Ouest (Bceao) note, \u00e0 fin juin 2023, que les microfinances de la zone Umoa ont octroy\u00e9 plus de pr\u00eats assortis de maturit\u00e9s courtes, \u00e0 leurs clients, et moins de pr\u00eats \u00e0 moyen et long terme. <\/strong><\/p>\n<p class=\"texte textearticle\">A fin juin 2023, l\u2019encours des cr\u00e9dits octroy\u00e9s par les institutions de microfinance de la zone Umoa (Union mon\u00e9taire ouest-africaine) \u00e9tait constitu\u00e9 \u00e0 50,7\u00a0%, de concours \u00e0 court terme. Les 524 institutions de microfinance en activit\u00e9 dans les 8 Etats membres de l\u2019UMOA ont davantage accord\u00e9 des cr\u00e9dits, assortis de maturit\u00e9s courtes, \u00e0 leurs clients. En revanche, les pr\u00eats \u00e0 moyen et long terme repr\u00e9sentaient respectivement 31,2% et 18,1\u00a0% du total de l\u2019encours des cr\u00e9dits.<\/p>\n<p class=\"texte textearticle\">De mani\u00e8re globale, l\u2019encours des pr\u00eats accord\u00e9s par les microfinances ont augment\u00e9 de 104,1 milliards de francs CFA, soit 4,9\u00a0% par rapport au trimestre pr\u00e9c\u00e9dent (janvier-mars 2023). La client\u00e8le masculine des institutions de microfinance a b\u00e9n\u00e9fici\u00e9 de 52,6\u00a0% des cr\u00e9dits octroy\u00e9s, tandis que les femmes et les groupements ont repr\u00e9sent\u00e9 19,6 et 27,8\u00a0% des cr\u00e9dits, respectivement.<\/p>\n<p class=\"texte textearticle\">La hausse des cr\u00e9dits a \u00e9t\u00e9 observ\u00e9e en C\u00f4te d\u2019Ivoire (+7,7%), au S\u00e9n\u00e9gal (+6,3%), au Togo (+3,1%), au Benin (+4,2%), au Burkina Faso (+1,9%) et au Mali (+1,8%). En revanche, une baisse a \u00e9t\u00e9 not\u00e9e au Niger (-1,3%) et en Guin\u00e9e Bissau (-0,4%). Au-del\u00e0 de la hausse des cr\u00e9dits, l&rsquo;encours des d\u00e9p\u00f4ts collect\u00e9s par les institutions de microfinance a \u00e9galement progress\u00e9 de +2,1\u00a0%, \u00e0 fin juin 2023, par rapport au trimestre pr\u00e9c\u00e9dent.<\/p>\n<p><strong>(Agence Ecofin) <\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Dans son rapport trimestriel sur la situation de la microfinance, la Banque centrale des Etats de l\u2019Afrique de l\u2019Ouest (Bceao) note, \u00e0 fin juin 2023,&#8230;<\/p>\n","protected":false},"author":1,"featured_media":5394,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8,10],"tags":[],"class_list":["post-5393","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualite-economique","category-infos-eco","wpcat-8-id","wpcat-10-id"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - 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