{"id":4839,"date":"2023-06-12T12:19:31","date_gmt":"2023-06-12T12:19:31","guid":{"rendered":"https:\/\/challengeseconomiques.com\/?p=4839"},"modified":"2023-06-12T12:20:01","modified_gmt":"2023-06-12T12:20:01","slug":"conseil-national-du-credit-le-financement-du-secteur-agricole-et-la-situation-bancaire-scrutes","status":"publish","type":"post","link":"https:\/\/challengeseconomiques.com\/?p=4839","title":{"rendered":"Conseil national du cr\u00e9dit : Le financement du secteur agricole et la situation bancaire scrut\u00e9s"},"content":{"rendered":"

Le ministre des Finances et du Budget, Mamadou Moustapha B\u00e2 a pr\u00e9sid\u00e9 la 39\u00e8me <\/sup>session du Conseil national du cr\u00e9dit, le 8 juin 2023 au si\u00e8ge de son minist\u00e8re. Des membres du Comit\u00e9 de Politique Mon\u00e9taire ressortissants du S\u00e9n\u00e9gal, des repr\u00e9sentants de la BCEAO, des banques, des chambres consulaires, des associations de consommateurs des services financiers, d\u2019universit\u00e9s et de centres de recherche ont pris part \u00e0 la rencontre. En pr\u00e9sence de son homologue Aly Ngouille Ndiaye, ministre de l\u2019Agriculture, de l\u2019Equipement Rural et de la Souverainet\u00e9 Alimentaire, Mamadou Moustapha B\u00e2 a annonc\u00e9 des mesures visant \u00e0 booster le financement du secteur agricole. Il aussi fait le point du syst\u00e8me bancaire dans notre pays.<\/strong><\/p>\n

La mise en \u0153uvre des d\u00e9cisions du Conseil interminist\u00e9riel, pr\u00e9sid\u00e9 par le Premier Ministre Amadou B\u00e2 sur le financement de la campagne agricole explique la part belle faite \u00e0 l\u2019agriculture.
\nSelon le ministre des Finances et du Budget, l\u2019\u00e9tat des lieux du financement du secteur agricole par le secteur bancaire, montre une tr\u00e8s faible part de 3,2% dans le total des financements bancaires, malgr\u00e9 une contribution au Produit Int\u00e9rieur Brut \u00e9valu\u00e9e \u00e0 10%.
\nLe gouvernement a pris une batterie de mesures regroup\u00e9es en 4 axes. Celles-ci devraient permettre d\u2019apr\u00e8s le ministre des Finances et du Budget, d\u2019assurer une souverainet\u00e9 et une s\u00e9curit\u00e9 alimentaire de fa\u00e7on permanente et durable pour le S\u00e9n\u00e9gal \u00e0 travers un financement ad\u00e9quat de tout l\u2019\u00e9cosyst\u00e8me des acteurs des cha\u00eenes de valeur agricole.<\/p>\n

Forte implication du syst\u00e8me bancaire<\/strong><\/p>\n

La rencontre du jour est, selon Mamadou Moustapha B\u00e2, l\u2019occasion de proposer des solutions permettant d\u2019assurer une implication accrue du syst\u00e8me bancaire dans le financement de l\u2019agriculture en g\u00e9n\u00e9ral et des prochaines campagnes de production et de commercialisation agricoles.
\nLe ministre des Finances et du Budget a fait part aux participants de la d\u00e9cision du Pr\u00e9sident Macky Sall de r\u00e9gler le probl\u00e8me des retards de paiement au titre des subventions allou\u00e9es aux producteurs pour l\u2019acquisition d\u2019intrants durant les pr\u00e9c\u00e9dentes campagnes. Dans la m\u00eame lanc\u00e9e, les deux ministres pr\u00e9sents s\u2019engagent \u00e0 \u0153uvrer pour faciliter la forte implication du syst\u00e8me bancaire dans le financement des campagnes agricoles, au sortir de la session.
\nMamadou Moustapha B\u00e2 dit s\u2019atteler \u00e0 r\u00e9unir les banques en vue de revivifier l\u2019esprit d\u2019un pool bancaire en appui \u00e0 La Banque Agricole (LBA) et \u00e0 la Banque Nationale pour le D\u00e9veloppement Economique (BNDE) pour un financement \u00e0 temps et en quantit\u00e9 suffisante de toutes les \u00e9tapes de la campagne agricole. Il compte \u00e9galement impliquer la D\u00e9l\u00e9gation G\u00e9n\u00e9rale \u00e0 l\u2019Entreprenariat Rapide des Femmes et des Jeunes (DER\/FJ) et les institutions de microfinance.
\nEn outre, le gouvernement va mettre en \u0153uvre les mesures idoines pour mat\u00e9rialiser les nouveaux modes de mitigation du risque dans le domaine agricole. L\u2019implication renforc\u00e9e du FONGIP est aussi \u00e0 l\u2019ordre du jour. Dans la m\u00eame logique, les deux minist\u00e8res vont \u00e9tudier les voies et moyens de conf\u00e9rer plus de solvabilit\u00e9 aux soci\u00e9t\u00e9s nationales telles que la SONACOS, la SODEFITEX, la SAED, la SODAGRI, aupr\u00e8s des banques pour le financement de leurs investissements et de leur exploitation.<\/p>\n

Principaux agr\u00e9gats en hausse<\/strong><\/p>\n

Faisant le point sur la situation bancaire, le ministre des Finances et du Budget a not\u00e9 l\u2019arriv\u00e9e d\u2019une nouvelle banque, Algerian Bank of Senegal, \u00e9tablissant \u00e0 28 le nombre de banques agr\u00e9\u00e9es au S\u00e9n\u00e9gal. Cela traduit l\u2019attractivit\u00e9 de la place de Dakar. Le nombre d\u2019\u00e9tablissements financiers est inchang\u00e9 \u00e0 4 unit\u00e9s.
\nD\u2019apr\u00e8s M. B\u00e2, \u00e0 la fin mars 2023, les principaux agr\u00e9gats des banques se sont inscrits en hausse. Ce fait est mat\u00e9rialis\u00e9 par la progression des encours de cr\u00e9dits de 16,3% \u00e0 6.861 milliards FCFA. La qualit\u00e9 du portefeuille s\u2019est am\u00e9lior\u00e9e \u00e0 la m\u00eame date, portant le taux de d\u00e9gradation net ressortant \u00e0 2,8%.
\nConcernant le secteur de la microfinance, au premier trimestre 2023, les indicateurs cl\u00e9s des Syst\u00e8mes financiers d\u00e9centralis\u00e9s (SFD) vis\u00e9s \u00e0 l\u2019article 44 de loi portant r\u00e9glementation des SFD ont connu une \u00e9volution positive. Le nombre de membres \/clients a enregistr\u00e9 une hausse de 3,28% pour s\u2019\u00e9tablir \u00e0 environ 3,7 millions.
\nAu sein de l\u2019UMOA, le S\u00e9n\u00e9gal maintient sa place de leader dans l\u2019activit\u00e9 de microfinance. Il occupe la premi\u00e8re place en termes de nombre de b\u00e9n\u00e9ficiaires, d\u2019encours de cr\u00e9dits et la deuxi\u00e8me place en termes d\u2019encours de d\u00e9p\u00f4ts.<\/p>\n

(BIE)
\n<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Le ministre des Finances et du Budget, Mamadou Moustapha B\u00e2 a pr\u00e9sid\u00e9 la 39\u00e8me session du Conseil national du cr\u00e9dit, le 8 juin 2023 au…<\/p>\n","protected":false},"author":1,"featured_media":4840,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[23,8],"tags":[],"class_list":["post-4839","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-a-la-une","category-actualite-economique","wpcat-23-id","wpcat-8-id"],"yoast_head":"\nConseil national du cr\u00e9dit : Le financement du secteur agricole et la situation bancaire scrut\u00e9s - challenges economiques<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/challengeseconomiques.com\/?p=4839\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Conseil national du cr\u00e9dit : Le financement du secteur agricole et la situation bancaire scrut\u00e9s - 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