{"id":4819,"date":"2023-06-07T21:56:24","date_gmt":"2023-06-07T21:56:24","guid":{"rendered":"https:\/\/challengeseconomiques.com\/?p=4819"},"modified":"2023-06-07T21:57:09","modified_gmt":"2023-06-07T21:57:09","slug":"uemoa-la-guinee-bissau-affiche-la-meilleure-baisse-des-creances-douteuses-dans-le-secteur-bancaire-en-2022","status":"publish","type":"post","link":"https:\/\/challengeseconomiques.com\/?p=4819","title":{"rendered":"UEMOA : la Guin\u00e9e-Bissau affiche la meilleure baisse des cr\u00e9ances douteuses dans le secteur bancaire en 2022"},"content":{"rendered":"<p class=\"texte textearticle\"><strong>La Guin\u00e9e-Bissau a enregistr\u00e9 une diminution significative des cr\u00e9ances douteuses dans les banques, avec une baisse de 7,3&nbsp;% entre d\u00e9cembre 2021 et d\u00e9but 2023. Cette am\u00e9lioration dans la gestion du risque bancaire s&rsquo;accompagne d&rsquo;une augmentation des pr\u00eats accord\u00e9s, signalant des am\u00e9liorations dans l&rsquo;\u00e9conomie du pays<\/strong>.<\/p>\n<p class=\"texte textearticle\">En Guin\u00e9e-Bissau, les encours de cr\u00e9ances douteuses dans le portefeuille des banques ont recul\u00e9 de 7,3 points de pourcentage entre d\u00e9cembre 2021 et le d\u00e9but de l&rsquo;ann\u00e9e 2023. C&rsquo;est la baisse en valeur relative la plus importante lorsqu&rsquo;on compare avec les autres pays membres de l&rsquo;Union \u00e9conomique et mon\u00e9taire ouest-africaine (UEMOA).<\/p>\n<p class=\"texte textearticle\">Ces cr\u00e9dits en souffrance sont des pr\u00eats accord\u00e9s par les institutions financi\u00e8res (banques, \u00e9tablissements de microfinance, etc.), qui pr\u00e9sentent des retards de paiement ou des d\u00e9fauts de remboursement, de la part des emprunteurs sur une p\u00e9riode de plus de 90 jours. En d\u00e9tail, leur montant est pass\u00e9 de 30,7 milliards FCFA (50,1 millions&nbsp;$) \u00e0 24,3 milliards FCFA, selon <a href=\"https:\/\/www.bceao.int\/sites\/default\/files\/2023-05\/Bulletin%20Mensuel%20des%20Statistiques%20-%20Avril%202023.pdf\">des donn\u00e9es fournies<\/a> par la Banque centrale (BCEAO).<\/p>\n<p class=\"texte textearticle\">Cette am\u00e9lioration dans la gestion du risque bancaire en Guin\u00e9e-Bissau va de pair avec une augmentation de 61,2 milliards FCFA de l&rsquo;encours de cr\u00e9dit \u00e0 la client\u00e8le, qui a atteint 234,5 milliards FCFA, fin d\u00e9cembre 2022. Le pays reste le plus petit de la zone UEMOA et fait peu l&rsquo;objet d&rsquo;actualit\u00e9s. Cette situation s&rsquo;explique peut-\u00eatre par son rattachement \u00e0 la langue portugaise, qui reste minoritaire dans la sous-r\u00e9gion.<\/p>\n<p class=\"texte textearticle\">Avec ses 2 millions d&rsquo;habitants, la Guin\u00e9e-Bissau est un tout petit march\u00e9 et malgr\u00e9 une croissance solide de 4,7&nbsp;%, projet\u00e9e pour l&rsquo;ann\u00e9e 2022, la valeur ajout\u00e9e additionnelle cr\u00e9\u00e9e dans le pays est mise sous pression par une inflation qui a atteint 7,3&nbsp;%, selon des donn\u00e9es du Fonds mon\u00e9taire international (FMI).<\/p>\n<p class=\"texte textearticle\">L&rsquo;actualit\u00e9 du secteur bancaire est aussi marqu\u00e9e, au-del\u00e0 de l&rsquo;environnement \u00e9conomique, par une situation de non-conformit\u00e9 aux exigences de fonds propres. Des travaux sont en cours pour \u00e9viter que le minist\u00e8re des Finances n&rsquo;h\u00e9rite de la responsabilit\u00e9 de trouver des solutions \u00e0 ces probl\u00e8mes. La baisse des cr\u00e9ances douteuses est peut-\u00eatre le signe que des am\u00e9liorations s&rsquo;installent.<\/p>\n<p class=\"texte textearticle\">Dans l&rsquo;ensemble de l&rsquo;UEMOA, les cr\u00e9ances en souffrance ont recul\u00e9 en 2022, passant d&rsquo;un montant de 3&nbsp;100,3 milliards FCFA (fin 2021) \u00e0 2&nbsp;926,4 milliards FCFA en d\u00e9cembre 2022.<\/p>\n<p class=\"texte textearticle\">Le Mali est le seul pays o\u00f9 cet indicateur affiche une augmentation et, toute proportion gard\u00e9e, la C\u00f4te d&rsquo;Ivoire est le pays qui cumule le plus de cr\u00e9ances douteuses.<\/p>\n<p><strong>(Agence Ecofin)<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>La Guin\u00e9e-Bissau a enregistr\u00e9 une diminution significative des cr\u00e9ances douteuses dans les banques, avec une baisse de 7,3&nbsp;% entre d\u00e9cembre 2021 et d\u00e9but 2023. Cette&#8230;<\/p>\n","protected":false},"author":1,"featured_media":4820,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[23,8],"tags":[],"class_list":["post-4819","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-a-la-une","category-actualite-economique","wpcat-23-id","wpcat-8-id"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>UEMOA : la Guin\u00e9e-Bissau affiche la meilleure baisse des cr\u00e9ances douteuses dans le secteur bancaire en 2022 - challenges economiques<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/challengeseconomiques.com\/?p=4819\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"UEMOA : la Guin\u00e9e-Bissau affiche la meilleure baisse des cr\u00e9ances douteuses dans le secteur bancaire en 2022 - challenges economiques\" \/>\n<meta property=\"og:description\" content=\"La Guin\u00e9e-Bissau a enregistr\u00e9 une diminution significative des cr\u00e9ances douteuses dans les banques, avec une baisse de 7,3&nbsp;% entre d\u00e9cembre 2021 et d\u00e9but 2023. Cette...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/challengeseconomiques.com\/?p=4819\" \/>\n<meta property=\"og:site_name\" content=\"challenges economiques\" \/>\n<meta property=\"article:published_time\" content=\"2023-06-07T21:56:24+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-06-07T21:57:09+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/challengeseconomiques.com\/wp-content\/uploads\/2023\/06\/Agencia_BCEAO_em_Bissau.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"475\" \/>\n\t<meta property=\"og:image:height\" content=\"324\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/challengeseconomiques.com\/?p=4819#article\",\"isPartOf\":{\"@id\":\"https:\/\/challengeseconomiques.com\/?p=4819\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\/\/challengeseconomiques.com\/#\/schema\/person\/b4568c9afebc5a9238a771873801e349\"},\"headline\":\"UEMOA : la Guin\u00e9e-Bissau affiche la meilleure baisse des cr\u00e9ances douteuses dans le secteur bancaire en 2022\",\"datePublished\":\"2023-06-07T21:56:24+00:00\",\"dateModified\":\"2023-06-07T21:57:09+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/challengeseconomiques.com\/?p=4819\"},\"wordCount\":463,\"image\":{\"@id\":\"https:\/\/challengeseconomiques.com\/?p=4819#primaryimage\"},\"thumbnailUrl\":\"https:\/\/challengeseconomiques.com\/wp-content\/uploads\/2023\/06\/Agencia_BCEAO_em_Bissau.jpg\",\"articleSection\":[\"A la une\",\"Actualit\u00e9 \u00e9conomique\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/challengeseconomiques.com\/?p=4819\",\"url\":\"https:\/\/challengeseconomiques.com\/?p=4819\",\"name\":\"UEMOA : la Guin\u00e9e-Bissau affiche la meilleure baisse des cr\u00e9ances douteuses dans le secteur bancaire en 2022 - challenges economiques\",\"isPartOf\":{\"@id\":\"https:\/\/challengeseconomiques.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/challengeseconomiques.com\/?p=4819#primaryimage\"},\"image\":{\"@id\":\"https:\/\/challengeseconomiques.com\/?p=4819#primaryimage\"},\"thumbnailUrl\":\"https:\/\/challengeseconomiques.com\/wp-content\/uploads\/2023\/06\/Agencia_BCEAO_em_Bissau.jpg\",\"datePublished\":\"2023-06-07T21:56:24+00:00\",\"dateModified\":\"2023-06-07T21:57:09+00:00\",\"author\":{\"@id\":\"https:\/\/challengeseconomiques.com\/#\/schema\/person\/b4568c9afebc5a9238a771873801e349\"},\"breadcrumb\":{\"@id\":\"https:\/\/challengeseconomiques.com\/?p=4819#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/challengeseconomiques.com\/?p=4819\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/challengeseconomiques.com\/?p=4819#primaryimage\",\"url\":\"https:\/\/challengeseconomiques.com\/wp-content\/uploads\/2023\/06\/Agencia_BCEAO_em_Bissau.jpg\",\"contentUrl\":\"https:\/\/challengeseconomiques.com\/wp-content\/uploads\/2023\/06\/Agencia_BCEAO_em_Bissau.jpg\",\"width\":475,\"height\":324},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/challengeseconomiques.com\/?p=4819#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/challengeseconomiques.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"UEMOA : la Guin\u00e9e-Bissau affiche la meilleure baisse des cr\u00e9ances douteuses dans le secteur bancaire en 2022\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/challengeseconomiques.com\/#website\",\"url\":\"https:\/\/challengeseconomiques.com\/\",\"name\":\"challenges economiques\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/challengeseconomiques.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/challengeseconomiques.com\/#\/schema\/person\/b4568c9afebc5a9238a771873801e349\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/challengeseconomiques.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/099e42240b5eea11acdb72751fcce0dd918603f0749d24974b7984ea47ed9fd9?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/099e42240b5eea11acdb72751fcce0dd918603f0749d24974b7984ea47ed9fd9?s=96&d=mm&r=g\",\"caption\":\"admin\"},\"sameAs\":[\"https:\/\/challengeseconomiques.com\"],\"url\":\"https:\/\/challengeseconomiques.com\/?author=1\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"UEMOA : la Guin\u00e9e-Bissau affiche la meilleure baisse des cr\u00e9ances douteuses dans le secteur bancaire en 2022 - challenges economiques","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/challengeseconomiques.com\/?p=4819","og_locale":"fr_FR","og_type":"article","og_title":"UEMOA : la Guin\u00e9e-Bissau affiche la meilleure baisse des cr\u00e9ances douteuses dans le secteur bancaire en 2022 - challenges economiques","og_description":"La Guin\u00e9e-Bissau a enregistr\u00e9 une diminution significative des cr\u00e9ances douteuses dans les banques, avec une baisse de 7,3&nbsp;% entre d\u00e9cembre 2021 et d\u00e9but 2023. Cette...","og_url":"https:\/\/challengeseconomiques.com\/?p=4819","og_site_name":"challenges economiques","article_published_time":"2023-06-07T21:56:24+00:00","article_modified_time":"2023-06-07T21:57:09+00:00","og_image":[{"width":475,"height":324,"url":"https:\/\/challengeseconomiques.com\/wp-content\/uploads\/2023\/06\/Agencia_BCEAO_em_Bissau.jpg","type":"image\/jpeg"}],"author":"admin","twitter_card":"summary_large_image","twitter_misc":{"\u00c9crit par":"admin","Dur\u00e9e de lecture estim\u00e9e":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/challengeseconomiques.com\/?p=4819#article","isPartOf":{"@id":"https:\/\/challengeseconomiques.com\/?p=4819"},"author":{"name":"admin","@id":"https:\/\/challengeseconomiques.com\/#\/schema\/person\/b4568c9afebc5a9238a771873801e349"},"headline":"UEMOA : la Guin\u00e9e-Bissau affiche la meilleure baisse des cr\u00e9ances douteuses dans le secteur bancaire en 2022","datePublished":"2023-06-07T21:56:24+00:00","dateModified":"2023-06-07T21:57:09+00:00","mainEntityOfPage":{"@id":"https:\/\/challengeseconomiques.com\/?p=4819"},"wordCount":463,"image":{"@id":"https:\/\/challengeseconomiques.com\/?p=4819#primaryimage"},"thumbnailUrl":"https:\/\/challengeseconomiques.com\/wp-content\/uploads\/2023\/06\/Agencia_BCEAO_em_Bissau.jpg","articleSection":["A la une","Actualit\u00e9 \u00e9conomique"],"inLanguage":"fr-FR"},{"@type":"WebPage","@id":"https:\/\/challengeseconomiques.com\/?p=4819","url":"https:\/\/challengeseconomiques.com\/?p=4819","name":"UEMOA : la Guin\u00e9e-Bissau affiche la meilleure baisse des cr\u00e9ances douteuses dans le secteur bancaire en 2022 - challenges economiques","isPartOf":{"@id":"https:\/\/challengeseconomiques.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/challengeseconomiques.com\/?p=4819#primaryimage"},"image":{"@id":"https:\/\/challengeseconomiques.com\/?p=4819#primaryimage"},"thumbnailUrl":"https:\/\/challengeseconomiques.com\/wp-content\/uploads\/2023\/06\/Agencia_BCEAO_em_Bissau.jpg","datePublished":"2023-06-07T21:56:24+00:00","dateModified":"2023-06-07T21:57:09+00:00","author":{"@id":"https:\/\/challengeseconomiques.com\/#\/schema\/person\/b4568c9afebc5a9238a771873801e349"},"breadcrumb":{"@id":"https:\/\/challengeseconomiques.com\/?p=4819#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/challengeseconomiques.com\/?p=4819"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/challengeseconomiques.com\/?p=4819#primaryimage","url":"https:\/\/challengeseconomiques.com\/wp-content\/uploads\/2023\/06\/Agencia_BCEAO_em_Bissau.jpg","contentUrl":"https:\/\/challengeseconomiques.com\/wp-content\/uploads\/2023\/06\/Agencia_BCEAO_em_Bissau.jpg","width":475,"height":324},{"@type":"BreadcrumbList","@id":"https:\/\/challengeseconomiques.com\/?p=4819#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/challengeseconomiques.com\/"},{"@type":"ListItem","position":2,"name":"UEMOA : la Guin\u00e9e-Bissau affiche la meilleure baisse des cr\u00e9ances douteuses dans le secteur bancaire en 2022"}]},{"@type":"WebSite","@id":"https:\/\/challengeseconomiques.com\/#website","url":"https:\/\/challengeseconomiques.com\/","name":"challenges economiques","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/challengeseconomiques.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Person","@id":"https:\/\/challengeseconomiques.com\/#\/schema\/person\/b4568c9afebc5a9238a771873801e349","name":"admin","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/challengeseconomiques.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/099e42240b5eea11acdb72751fcce0dd918603f0749d24974b7984ea47ed9fd9?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/099e42240b5eea11acdb72751fcce0dd918603f0749d24974b7984ea47ed9fd9?s=96&d=mm&r=g","caption":"admin"},"sameAs":["https:\/\/challengeseconomiques.com"],"url":"https:\/\/challengeseconomiques.com\/?author=1"}]}},"jetpack_featured_media_url":"https:\/\/challengeseconomiques.com\/wp-content\/uploads\/2023\/06\/Agencia_BCEAO_em_Bissau.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/challengeseconomiques.com\/index.php?rest_route=\/wp\/v2\/posts\/4819","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/challengeseconomiques.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/challengeseconomiques.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/challengeseconomiques.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/challengeseconomiques.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4819"}],"version-history":[{"count":2,"href":"https:\/\/challengeseconomiques.com\/index.php?rest_route=\/wp\/v2\/posts\/4819\/revisions"}],"predecessor-version":[{"id":4822,"href":"https:\/\/challengeseconomiques.com\/index.php?rest_route=\/wp\/v2\/posts\/4819\/revisions\/4822"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/challengeseconomiques.com\/index.php?rest_route=\/wp\/v2\/media\/4820"}],"wp:attachment":[{"href":"https:\/\/challengeseconomiques.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4819"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/challengeseconomiques.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=4819"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/challengeseconomiques.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=4819"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}