{"id":3828,"date":"2022-08-23T11:41:20","date_gmt":"2022-08-23T11:41:20","guid":{"rendered":"https:\/\/challengeseconomiques.com\/?p=3828"},"modified":"2022-08-23T11:47:03","modified_gmt":"2022-08-23T11:47:03","slug":"banques-uemoa-les-groupes-marocains-dominent-sur-un-marche-ou-ecobank-et-societe-generale-font-la-course-en-tete","status":"publish","type":"post","link":"https:\/\/challengeseconomiques.com\/?p=3828","title":{"rendered":"Banques\/UEMOA: les groupes marocains dominent sur un march\u00e9 o\u00f9 Ecobank et Soci\u00e9t\u00e9 G\u00e9n\u00e9rale font la course en t\u00eate"},"content":{"rendered":"<p class=\"texte textearticle\"><strong>En 2021, les groupes marocains ont collectivement capt\u00e9 un cinqui\u00e8me des parts de march\u00e9 sur le secteur bancaire de l\u2019UEMOA. En t\u00eate cependant, on retrouve Ecobank et Soci\u00e9t\u00e9 G\u00e9n\u00e9rale<\/strong>.<\/p>\n<p class=\"texte textearticle\">Avec des parts cumul\u00e9es de 21,7%, les groupes bancaires marocains Attijariwafa Bank, Banque Centrale Populaire, et Bank of Africa dominaient le march\u00e9 bancaire au sein de l&rsquo;UEMOA \u00e0 la fin de l&rsquo;ann\u00e9e 2021, m\u00eame si les premi\u00e8res places par groupe reviennent \u00e0 Ecobank Transnational Incorporated (10,1%) et Soci\u00e9t\u00e9 G\u00e9n\u00e9rale (9,8%), constate-t-on dans un r\u00e9cent rapport.<\/p>\n<p class=\"texte textearticle\">Port\u00e9es par leurs 26 filiales, les banques marocaines sont aussi les plus pr\u00e9sentes au sein de l&rsquo;UEMOA, avec un peu plus de 20% des guichets de banques, 22,7% des distributeurs automatiques de billets, et 28,1% des 17,4 millions de comptes bancaires. Elles ont aussi eu une contribution au b\u00e9n\u00e9fice net global du secteur de l&rsquo;ordre de 26,6% d&rsquo;un montant estim\u00e9 \u00e0 plus de 799 milliards de FCFA (1,22 milliard&nbsp;$)<\/p>\n<p class=\"texte textearticle\">Avec cinq filiales qui y op\u00e8rent, le groupe fran\u00e7ais Soci\u00e9t\u00e9 G\u00e9n\u00e9rale est le leader en termes de part au b\u00e9n\u00e9fice net (12,7%). Son deuxi\u00e8me imm\u00e9diat, Ecobank, avec une part au b\u00e9n\u00e9fice net de 12,4% est toutefois premier en termes de part de march\u00e9 par groupe, ainsi que de pr\u00e9sence effective sur le terrain.<\/p>\n<p class=\"texte textearticle\">Bien au-del\u00e0 du Maroc, les filiales des groupes bancaires bas\u00e9s dans le Maghreb constituent les deuxi\u00e8mes acteurs du secteur au sein de l&rsquo;UEMOA, et ne sont devanc\u00e9es que par les groupes de l&rsquo;UEMOA, emmen\u00e9s par Ecobank (1<sup>er<\/sup>) et Coris Bank (3<sup>e<\/sup>). Elles se sont partag\u00e9 environ 30% des b\u00e9n\u00e9fices nets cumul\u00e9s du secteur, confirmant ainsi la pertinence du choix op\u00e9r\u00e9 par leurs dirigeants de miser sur l&rsquo;Afrique de l&rsquo;Ouest francophone.<\/p>\n<p class=\"texte textearticle\">Les r\u00e9sultats de 2021 r\u00e9duisent aussi la perception du risque tel que per\u00e7u par les agences de notation et m\u00eame le Fonds mon\u00e9taire international (FMI) sur l&rsquo;expansion des banques marocaines en Afrique subsaharienne. Celles-ci ont pu profiter d&rsquo;une baisse des charges globales d&rsquo;exploitation et d&rsquo;une d\u00e9gradation plus faible des cr\u00e9dits accord\u00e9s aux clients, en rapport avec la hausse des pr\u00eats accord\u00e9s aux gouvernements et un remboursement de cr\u00e9ance plus coh\u00e9rent de la part des autres clients.<\/p>\n<p><strong>(Agence Ecofin) <\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>En 2021, les groupes marocains ont collectivement capt\u00e9 un cinqui\u00e8me des parts de march\u00e9 sur le secteur bancaire de l\u2019UEMOA. En t\u00eate cependant, on retrouve&#8230;<\/p>\n","protected":false},"author":1,"featured_media":3832,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[23,10],"tags":[],"class_list":["post-3828","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-a-la-une","category-infos-eco","wpcat-23-id","wpcat-10-id"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Banques\/UEMOA: les groupes marocains dominent sur un march\u00e9 o\u00f9 Ecobank et Soci\u00e9t\u00e9 G\u00e9n\u00e9rale font la course en t\u00eate - challenges economiques<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/challengeseconomiques.com\/?p=3828\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Banques\/UEMOA: les groupes marocains dominent sur un march\u00e9 o\u00f9 Ecobank et Soci\u00e9t\u00e9 G\u00e9n\u00e9rale font la course en t\u00eate - challenges economiques\" \/>\n<meta property=\"og:description\" content=\"En 2021, les groupes marocains ont collectivement capt\u00e9 un cinqui\u00e8me des parts de march\u00e9 sur le secteur bancaire de l\u2019UEMOA. En t\u00eate cependant, on retrouve...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/challengeseconomiques.com\/?p=3828\" \/>\n<meta property=\"og:site_name\" content=\"challenges economiques\" \/>\n<meta property=\"article:published_time\" content=\"2022-08-23T11:41:20+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-08-23T11:47:03+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/challengeseconomiques.com\/wp-content\/uploads\/2022\/08\/BRVMC0_273e4065-3ba9-4fe8-9f83-cc09f0cf712a_b.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"648\" \/>\n\t<meta property=\"og:image:height\" content=\"349\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/challengeseconomiques.com\/?p=3828#article\",\"isPartOf\":{\"@id\":\"https:\/\/challengeseconomiques.com\/?p=3828\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\/\/challengeseconomiques.com\/#\/schema\/person\/b4568c9afebc5a9238a771873801e349\"},\"headline\":\"Banques\/UEMOA: les groupes marocains dominent sur un march\u00e9 o\u00f9 Ecobank et Soci\u00e9t\u00e9 G\u00e9n\u00e9rale font la course en t\u00eate\",\"datePublished\":\"2022-08-23T11:41:20+00:00\",\"dateModified\":\"2022-08-23T11:47:03+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/challengeseconomiques.com\/?p=3828\"},\"wordCount\":421,\"image\":{\"@id\":\"https:\/\/challengeseconomiques.com\/?p=3828#primaryimage\"},\"thumbnailUrl\":\"https:\/\/challengeseconomiques.com\/wp-content\/uploads\/2022\/08\/BRVMC0_273e4065-3ba9-4fe8-9f83-cc09f0cf712a_b.jpg\",\"articleSection\":[\"A la une\",\"Infos \u00e9co\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/challengeseconomiques.com\/?p=3828\",\"url\":\"https:\/\/challengeseconomiques.com\/?p=3828\",\"name\":\"Banques\/UEMOA: les groupes marocains dominent sur un march\u00e9 o\u00f9 Ecobank et Soci\u00e9t\u00e9 G\u00e9n\u00e9rale font la course en t\u00eate - challenges economiques\",\"isPartOf\":{\"@id\":\"https:\/\/challengeseconomiques.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/challengeseconomiques.com\/?p=3828#primaryimage\"},\"image\":{\"@id\":\"https:\/\/challengeseconomiques.com\/?p=3828#primaryimage\"},\"thumbnailUrl\":\"https:\/\/challengeseconomiques.com\/wp-content\/uploads\/2022\/08\/BRVMC0_273e4065-3ba9-4fe8-9f83-cc09f0cf712a_b.jpg\",\"datePublished\":\"2022-08-23T11:41:20+00:00\",\"dateModified\":\"2022-08-23T11:47:03+00:00\",\"author\":{\"@id\":\"https:\/\/challengeseconomiques.com\/#\/schema\/person\/b4568c9afebc5a9238a771873801e349\"},\"breadcrumb\":{\"@id\":\"https:\/\/challengeseconomiques.com\/?p=3828#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/challengeseconomiques.com\/?p=3828\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/challengeseconomiques.com\/?p=3828#primaryimage\",\"url\":\"https:\/\/challengeseconomiques.com\/wp-content\/uploads\/2022\/08\/BRVMC0_273e4065-3ba9-4fe8-9f83-cc09f0cf712a_b.jpg\",\"contentUrl\":\"https:\/\/challengeseconomiques.com\/wp-content\/uploads\/2022\/08\/BRVMC0_273e4065-3ba9-4fe8-9f83-cc09f0cf712a_b.jpg\",\"width\":648,\"height\":349},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/challengeseconomiques.com\/?p=3828#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/challengeseconomiques.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Banques\/UEMOA: les groupes marocains dominent sur un march\u00e9 o\u00f9 Ecobank et Soci\u00e9t\u00e9 G\u00e9n\u00e9rale font la course en t\u00eate\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/challengeseconomiques.com\/#website\",\"url\":\"https:\/\/challengeseconomiques.com\/\",\"name\":\"challenges economiques\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/challengeseconomiques.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/challengeseconomiques.com\/#\/schema\/person\/b4568c9afebc5a9238a771873801e349\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/challengeseconomiques.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/099e42240b5eea11acdb72751fcce0dd918603f0749d24974b7984ea47ed9fd9?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/099e42240b5eea11acdb72751fcce0dd918603f0749d24974b7984ea47ed9fd9?s=96&d=mm&r=g\",\"caption\":\"admin\"},\"sameAs\":[\"https:\/\/challengeseconomiques.com\"],\"url\":\"https:\/\/challengeseconomiques.com\/?author=1\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Banques\/UEMOA: les groupes marocains dominent sur un march\u00e9 o\u00f9 Ecobank et Soci\u00e9t\u00e9 G\u00e9n\u00e9rale font la course en t\u00eate - challenges economiques","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/challengeseconomiques.com\/?p=3828","og_locale":"fr_FR","og_type":"article","og_title":"Banques\/UEMOA: les groupes marocains dominent sur un march\u00e9 o\u00f9 Ecobank et Soci\u00e9t\u00e9 G\u00e9n\u00e9rale font la course en t\u00eate - challenges economiques","og_description":"En 2021, les groupes marocains ont collectivement capt\u00e9 un cinqui\u00e8me des parts de march\u00e9 sur le secteur bancaire de l\u2019UEMOA. En t\u00eate cependant, on retrouve...","og_url":"https:\/\/challengeseconomiques.com\/?p=3828","og_site_name":"challenges economiques","article_published_time":"2022-08-23T11:41:20+00:00","article_modified_time":"2022-08-23T11:47:03+00:00","og_image":[{"width":648,"height":349,"url":"https:\/\/challengeseconomiques.com\/wp-content\/uploads\/2022\/08\/BRVMC0_273e4065-3ba9-4fe8-9f83-cc09f0cf712a_b.jpg","type":"image\/jpeg"}],"author":"admin","twitter_card":"summary_large_image","twitter_misc":{"\u00c9crit par":"admin","Dur\u00e9e de lecture estim\u00e9e":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/challengeseconomiques.com\/?p=3828#article","isPartOf":{"@id":"https:\/\/challengeseconomiques.com\/?p=3828"},"author":{"name":"admin","@id":"https:\/\/challengeseconomiques.com\/#\/schema\/person\/b4568c9afebc5a9238a771873801e349"},"headline":"Banques\/UEMOA: les groupes marocains dominent sur un march\u00e9 o\u00f9 Ecobank et Soci\u00e9t\u00e9 G\u00e9n\u00e9rale font la course en t\u00eate","datePublished":"2022-08-23T11:41:20+00:00","dateModified":"2022-08-23T11:47:03+00:00","mainEntityOfPage":{"@id":"https:\/\/challengeseconomiques.com\/?p=3828"},"wordCount":421,"image":{"@id":"https:\/\/challengeseconomiques.com\/?p=3828#primaryimage"},"thumbnailUrl":"https:\/\/challengeseconomiques.com\/wp-content\/uploads\/2022\/08\/BRVMC0_273e4065-3ba9-4fe8-9f83-cc09f0cf712a_b.jpg","articleSection":["A la une","Infos \u00e9co"],"inLanguage":"fr-FR"},{"@type":"WebPage","@id":"https:\/\/challengeseconomiques.com\/?p=3828","url":"https:\/\/challengeseconomiques.com\/?p=3828","name":"Banques\/UEMOA: les groupes marocains dominent sur un march\u00e9 o\u00f9 Ecobank et Soci\u00e9t\u00e9 G\u00e9n\u00e9rale font la course en t\u00eate - challenges economiques","isPartOf":{"@id":"https:\/\/challengeseconomiques.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/challengeseconomiques.com\/?p=3828#primaryimage"},"image":{"@id":"https:\/\/challengeseconomiques.com\/?p=3828#primaryimage"},"thumbnailUrl":"https:\/\/challengeseconomiques.com\/wp-content\/uploads\/2022\/08\/BRVMC0_273e4065-3ba9-4fe8-9f83-cc09f0cf712a_b.jpg","datePublished":"2022-08-23T11:41:20+00:00","dateModified":"2022-08-23T11:47:03+00:00","author":{"@id":"https:\/\/challengeseconomiques.com\/#\/schema\/person\/b4568c9afebc5a9238a771873801e349"},"breadcrumb":{"@id":"https:\/\/challengeseconomiques.com\/?p=3828#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/challengeseconomiques.com\/?p=3828"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/challengeseconomiques.com\/?p=3828#primaryimage","url":"https:\/\/challengeseconomiques.com\/wp-content\/uploads\/2022\/08\/BRVMC0_273e4065-3ba9-4fe8-9f83-cc09f0cf712a_b.jpg","contentUrl":"https:\/\/challengeseconomiques.com\/wp-content\/uploads\/2022\/08\/BRVMC0_273e4065-3ba9-4fe8-9f83-cc09f0cf712a_b.jpg","width":648,"height":349},{"@type":"BreadcrumbList","@id":"https:\/\/challengeseconomiques.com\/?p=3828#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/challengeseconomiques.com\/"},{"@type":"ListItem","position":2,"name":"Banques\/UEMOA: les groupes marocains dominent sur un march\u00e9 o\u00f9 Ecobank et Soci\u00e9t\u00e9 G\u00e9n\u00e9rale font la course en t\u00eate"}]},{"@type":"WebSite","@id":"https:\/\/challengeseconomiques.com\/#website","url":"https:\/\/challengeseconomiques.com\/","name":"challenges economiques","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/challengeseconomiques.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Person","@id":"https:\/\/challengeseconomiques.com\/#\/schema\/person\/b4568c9afebc5a9238a771873801e349","name":"admin","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/challengeseconomiques.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/099e42240b5eea11acdb72751fcce0dd918603f0749d24974b7984ea47ed9fd9?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/099e42240b5eea11acdb72751fcce0dd918603f0749d24974b7984ea47ed9fd9?s=96&d=mm&r=g","caption":"admin"},"sameAs":["https:\/\/challengeseconomiques.com"],"url":"https:\/\/challengeseconomiques.com\/?author=1"}]}},"jetpack_featured_media_url":"https:\/\/challengeseconomiques.com\/wp-content\/uploads\/2022\/08\/BRVMC0_273e4065-3ba9-4fe8-9f83-cc09f0cf712a_b.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/challengeseconomiques.com\/index.php?rest_route=\/wp\/v2\/posts\/3828","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/challengeseconomiques.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/challengeseconomiques.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/challengeseconomiques.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/challengeseconomiques.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3828"}],"version-history":[{"count":2,"href":"https:\/\/challengeseconomiques.com\/index.php?rest_route=\/wp\/v2\/posts\/3828\/revisions"}],"predecessor-version":[{"id":3831,"href":"https:\/\/challengeseconomiques.com\/index.php?rest_route=\/wp\/v2\/posts\/3828\/revisions\/3831"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/challengeseconomiques.com\/index.php?rest_route=\/wp\/v2\/media\/3832"}],"wp:attachment":[{"href":"https:\/\/challengeseconomiques.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3828"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/challengeseconomiques.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3828"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/challengeseconomiques.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3828"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}