{"id":3595,"date":"2022-06-27T20:47:43","date_gmt":"2022-06-27T20:47:43","guid":{"rendered":"https:\/\/challengeseconomiques.com\/?p=3595"},"modified":"2022-06-27T20:53:24","modified_gmt":"2022-06-27T20:53:24","slug":"36eme-reunion-du-conseil-national-du-credit-cnc-du-senegal-les-grandes-lignes-sur-les-echanges-du-systeme-bancaire","status":"publish","type":"post","link":"https:\/\/challengeseconomiques.com\/?p=3595","title":{"rendered":"36\u00e8me R\u00e9union du Conseil National du Cr\u00e9dit  (CNC) du S\u00e9n\u00e9gal : Les grandes lignes sur les \u00e9changes du syst\u00e8me bancaire"},"content":{"rendered":"<p><strong>Pour cette r\u00e9union tenue par visioconf\u00e9rence le 23 juin, le CNC s\u2019est \u00e9vertu\u00e9 \u00e0 dresser l\u2019\u00e9tat du syst\u00e8me bancaire s\u00e9n\u00e9galais au premier trimestre de l\u2019ann\u00e9e 2022. Ainsi, le secteur de la microfinance, les taux directeurs de la BCEAO et le ration des cr\u00e9ances en souffrance ont \u00e9t\u00e9 diagnostiqu\u00e9s. <\/strong><\/p>\n<p>Selon la note de la &nbsp;Direction nationale de la BCEAO pour le S\u00e9n\u00e9gal sur la base des statistiques arr\u00eat\u00e9es \u00e0 fin mars 2022, les emplois bancaires se sont inscrits en hausse de 1.166,9 milliards (+15,0%) en glissement annuel pour s\u2019\u00e9tablir \u00e0 8.963,0 milliards. Cette hausse est induite par une progression des cr\u00e9dits nets (+714,3 milliards ; +13,9%) et des autres emplois bancaires (+452,6 milliards ; +17,1%). Toutefois, il a \u00e9t\u00e9 constat\u00e9 que le ratio des cr\u00e9ances en souffrance brutes, rapport\u00e9es au total des cr\u00e9dits, s\u2019est \u00e9tabli \u00e0 11,3% \u00e0 fin mars 2022 contre 13,3% un an plus t\u00f4t. Sur ce registre, la note de la BCEAO indique que<br \/>\nle ratio des cr\u00e9ances en souffrance nettes est ressorti \u00e0 3,9% \u00e0 fin mars 2022. &nbsp;Par contre, sur le plan prudentiel, la situation des \u00e9tablissements de cr\u00e9dit est globalement satisfaisante avec un ratio de solvabilit\u00e9 totale de 13,15%.<\/p>\n<p>Par ailleurs, sur l\u2019\u00e9tat du syst\u00e8me bancaire, il est d\u00e9crit qu\u2019il est marqu\u00e9 par une bonne tenue des principaux indicateurs dans un contexte de risques accrus sur l\u2019activit\u00e9 \u00e9conomique au niveau mondial et de leurs impacts sur l\u2019\u00e9conomie s\u00e9n\u00e9galaise. De mani\u00e8re plus explicite, la BCEAO fait \u00e9tat de &nbsp;perturbations dans les circuits d\u2019approvisionnement des denr\u00e9es de premi\u00e8re n\u00e9cessit\u00e9 occasionnant la hausse des prix de vente, &nbsp;ainsi que la forte progression des cours mondiaux du p\u00e9trole. Sur cette lanc\u00e9e, pour le secteur de la microfinance, les indicateurs d\u2019activit\u00e9s affichent, en glissement annuel \u00e0 fin mars 2022, une tendance haussi\u00e8re pour les syst\u00e8mes financiers d\u00e9centralis\u00e9s de grande taille (article 44 de la Loi sur les SFD) aussi bien pour les d\u00e9p\u00f4ts (424 milliards ; + 12,5%) que les cr\u00e9dits (471 milliards ; +10%), informe la note de la BCEAO.<\/p>\n<p><strong>Relever de 25 points de base les taux directeurs de la BCEAO<\/strong><\/p>\n<p>La r\u00e9union du CNC est revenu sur &nbsp;la d\u00e9cision prise par le Comit\u00e9 de Politique Mon\u00e9taire de la BCEAO, lors de sa r\u00e9union trimestrielle tenue le 1<sup>er<\/sup>&nbsp;juin 2022, de relever de 25 points de base les taux directeurs de la BCEAO, afin de favoriser le retour progressif de l\u2019inflation dans la zone cible, condition indispensable pour une croissance \u00e9conomique saine et inclusive.<br \/>\nDans les faits, &nbsp;le taux minimum de soumission aux appels d\u2019offres d\u2019injection de liquidit\u00e9 est pass\u00e9 de 2,00% \u00e0 2,25% et le taux du guichet de pr\u00eat marginal de 4,00% \u00e0 4,25% \u00e0 compter du 16 juin 2022. Le coefficient de r\u00e9serves obligatoires applicable aux banques de l\u2019Union reste inchang\u00e9 \u00e0 3,0%.<\/p>\n<p><strong>Moustapha DIA<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pour cette r\u00e9union tenue par visioconf\u00e9rence le 23 juin, le CNC s\u2019est \u00e9vertu\u00e9 \u00e0 dresser l\u2019\u00e9tat du syst\u00e8me bancaire s\u00e9n\u00e9galais au premier trimestre de l\u2019ann\u00e9e&#8230;<\/p>\n","protected":false},"author":1,"featured_media":675,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[23,10],"tags":[],"class_list":["post-3595","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-a-la-une","category-infos-eco","wpcat-23-id","wpcat-10-id"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>36\u00e8me R\u00e9union du Conseil National du Cr\u00e9dit (CNC) du S\u00e9n\u00e9gal : Les grandes lignes sur les \u00e9changes du syst\u00e8me bancaire - 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