{"id":3275,"date":"2022-04-30T16:07:51","date_gmt":"2022-04-30T16:07:51","guid":{"rendered":"https:\/\/challengeseconomiques.com\/?p=3275"},"modified":"2022-04-30T16:08:17","modified_gmt":"2022-04-30T16:08:17","slug":"700-milliards-de-transactions-mobile-money-en-afrique-en-2021-en-hausse-de-40","status":"publish","type":"post","link":"https:\/\/challengeseconomiques.com\/?p=3275","title":{"rendered":"700 milliards $ de transactions Mobile Money en Afrique en 2021, en hausse de 40%"},"content":{"rendered":"<p class=\"texte textearticle\"><strong>L&rsquo;adoption du Mobile Money a poursuivi en 2021, sa courbe ascendante. Alors que les transactions \u00e9tablissent de nouveaux records, les usages se multiplient du fait de la covid-19, et la course vers la transformation num\u00e9rique. En Afrique, la dynamique reste enti\u00e8re.<\/strong><\/p>\n<p class=\"texte textearticle\">Les transactions d\u2019argent mobile en Afrique ont d\u00e9pass\u00e9 la barre des 701 milliards&nbsp;$ en 2021, selon les derni\u00e8res donn\u00e9es rendues publiques par le GSMA,&nbsp; une association internationale repr\u00e9sentant les int\u00e9r\u00eats de plus de 750 op\u00e9rateurs et constructeurs de t\u00e9l\u00e9phonie mobile de 220 pays dans le monde.<\/p>\n<p class=\"texte textearticle\">Cette croissance de pr\u00e8s de 40% est surtout stimul\u00e9e par une importante augmentation de nouveaux clients, le d\u00e9veloppement de nouveaux usages, et la reprise en force de l\u2019activit\u00e9 \u00e9conomique dans la plupart des pays africains, apr\u00e8s la covid-19 qui a acc\u00e9l\u00e9r\u00e9 la digitalisation des paiements.<\/p>\n<p class=\"texte textearticle\">Concr\u00e8tement, le nombre de comptes enregistr\u00e9s en Afrique a progress\u00e9 de 17%&nbsp; \u00e0 621 millions de comptes tandis que les comptes actifs ont augment\u00e9 de 12% \u00e0 184 millions.<\/p>\n<p class=\"texte textearticle\">Au total, plus de 36 milliards de transactions ont \u00e9t\u00e9 trait\u00e9es sur les plateformes fournissant des services mobiles sur le continent.<\/p>\n<p class=\"texte textearticle\">A l\u2019\u00e9chelle sous-r\u00e9gionale, tout est au vert, sauf en Afrique du Nord o\u00f9 les transactions ont baiss\u00e9 en valeur, mais ont poursuivi sur leur tendance croissante en volume. L\u2019Afrique de l\u2019Est &#8211; berceau du Mobile Money &#8211; o\u00f9 les usages se sont multipli\u00e9s ces derni\u00e8res ann\u00e9es, continue de se tailler la part du lion. La sous-r\u00e9gion \u00e0 elle seule a vu passer sur ses plateformes, plus de 65% des op\u00e9rations effectu\u00e9es sur tout le continent. La dominance (57%) sur les montants trait\u00e9s par les op\u00e9rateurs de Mobile Money&nbsp;est cependant l\u00e9g\u00e8rement moins pr\u00e9gnante.<\/p>\n<p class=\"texte textearticle\">Avec la croissance la plus forte du continent sur la valeur des transactions, l\u2019Afrique de l\u2019Ouest continue de r\u00e9duire son gap vis-\u00e0-vis de l\u2019Afrique de l\u2019Est. La CEDEAO appara\u00eet comme un \u00ab&nbsp;redoutable&nbsp;\u00bb relais de croissance du continent, avec des transactions qui ont augment\u00e9 de 60% en 2021, \u00e0 239 milliards&nbsp;$.<\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" src=\"https:\/\/www.agenceecofin.com\/images\/finance\/72287-mobile-money.png\" alt=\"72287 mobile money\" width=\"803\" height=\"880\"><\/p>\n<p class=\"texte textearticle\">Au niveau plan\u00e9taire, l&rsquo;adoption du Mobile Money poursuit sa courbe ascendante. L\u2019an dernier, on comptait plus de 1,35 milliard de comptes enregistr\u00e9s dans le monde, soit dix fois plus qu&rsquo;en 2012 (134 millions) tandis que le secteur a trait\u00e9 plus de 1000 milliards&nbsp;$ d\u2019op\u00e9rations au cours de l\u2019ann\u00e9e sous revue. L\u2019Afrique repr\u00e9sente plus de la moiti\u00e9 de fonds ayant transit\u00e9 par les services d\u2019argent mobile.<\/p>\n<p class=\"texte textearticle\"><em>\u00ab&nbsp;Le nombre de nouveaux comptes continue d\u2019augmenter d\u2019une ann\u00e9e sur l\u2019autre, venant d\u00e9mentir les pr\u00e9visions d\u2019un ralentissement de la croissance. Les clients du Mobile Money en deviennent des utilisateurs plus actifs. Le pourcentage de comptes actifs sur une p\u00e9riode de 90 jours est pass\u00e9 de 26&nbsp;% \u00e0 38&nbsp;% entre 2012 et 2021, et de 20&nbsp;% \u00e0 26&nbsp;% pour les comptes actifs sur une p\u00e9riode de 30 jours&nbsp;\u00bb<\/em>, se r\u00e9jouit le GSMA.<\/p>\n<p><strong>(Agence Ecofin)<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>L&rsquo;adoption du Mobile Money a poursuivi en 2021, sa courbe ascendante. Alors que les transactions \u00e9tablissent de nouveaux records, les usages se multiplient du fait&#8230;<\/p>\n","protected":false},"author":1,"featured_media":3276,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[23,10],"tags":[],"class_list":["post-3275","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-a-la-une","category-infos-eco","wpcat-23-id","wpcat-10-id"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>700 milliards $ de transactions Mobile Money en Afrique en 2021, en hausse de 40% - challenges economiques<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/challengeseconomiques.com\/?p=3275\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"700 milliards $ de transactions Mobile Money en Afrique en 2021, en hausse de 40% - challenges economiques\" \/>\n<meta property=\"og:description\" content=\"L&rsquo;adoption du Mobile Money a poursuivi en 2021, sa courbe ascendante. 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