{"id":3026,"date":"2022-04-05T17:36:13","date_gmt":"2022-04-05T17:36:13","guid":{"rendered":"https:\/\/challengeseconomiques.com\/?p=3026"},"modified":"2022-04-05T17:36:45","modified_gmt":"2022-04-05T17:36:45","slug":"prets-a-la-clientele-depots-capitaux-propres-ecobank-devoile-la-synthese-du-bilan-de-lexercice-2021","status":"publish","type":"post","link":"https:\/\/challengeseconomiques.com\/?p=3026","title":{"rendered":"Pr\u00eats \u00e0 la client\u00e8le, d\u00e9p\u00f4ts, capitaux propres, . . . Ecobank d\u00e9voile la synth\u00e8se du bilan de l\u2019exercice 2021"},"content":{"rendered":"

Le Groupe Ecobank a publi\u00e9 ses r\u00e9sultats en 2021. Les services du directeur g\u00e9n\u00e9ral Ade Ayeyemi ont ainsi mis en exergue la synth\u00e8se du bilan de cet exercice par rapport \u00e0 2020<\/strong>.<\/p>\n

 <\/strong>\u00ab Les pr\u00eats et avances bruts \u00e0 la client\u00e8le (EOP) s\u2019\u00e9l\u00e8vent \u00e0 10,2 milliards $EU au 31 d\u00e9cembre 2021, en hausse de 430 millions $EU (+4 %) par rapport au 31 d\u00e9cembre 2020 \u00bb, informent les services du directeur g\u00e9n\u00e9ral du Groupe Ecobank, Ade Ayeyemi.<\/p>\n

Les pr\u00eats nets (pr\u00eats bruts moins pertes de cr\u00e9dit cumul\u00e9es) de fin de p\u00e9riode s\u2019\u00e9l\u00e8vent \u00e0 9,6 milliards $EU, en hausse de 336 millions $EU (+4 %) par rapport au 31 d\u00e9cembre 2020, ajoutent les banquiers, dans un rapport rendu public.<\/p>\n

\u00ab Hors impact du taux de change, les pr\u00eats nets ont augment\u00e9 de 914 millions $EU. La reprise progressive de l\u2019activit\u00e9 des m\u00e9nages et des entreprises a soutenu la croissance nette des pr\u00eats dans tous nos secteurs d\u2019activit\u00e9s \u00bb.<\/p>\n

Les pr\u00eats de la Banque des Grandes Entreprises ont augment\u00e9 de 347 millions $EU, principalement au quatri\u00e8me trimestre et les pr\u00eats de la Banque des Particuliers de 10 millions $EU. En outre, il y a eu des hausses partiellement annul\u00e9es par une baisse de 21 millions $EU au sein de la Banque Commerciale.<\/p>\n

D\u00e9p\u00f4ts de la client\u00e8le<\/strong><\/p>\n

Abordant les r\u00e9gions g\u00e9ographiques, les dirigeants de Ecobank signalent que les pr\u00eats nets ont progress\u00e9 dans la r\u00e9gion AWA (Afrique de l\u2019Ouest Anglophone), au Nigeria et en CESA (Afrique Centrale, de l\u2019Est et Australe), tandis que la demande de pr\u00eats dans la r\u00e9gion UEMOA s\u2019est r\u00e9v\u00e9l\u00e9e atone.<\/p>\n

 <\/strong>Pour leur part, les d\u00e9p\u00f4ts de la client\u00e8le (EOP) s\u2019\u00e9l\u00e8vent \u00e0 19,7 milliards $EU au 31 d\u00e9cembre 2021, en hausse de 1,4 milliard $EU (+8 %) par rapport au 31 d\u00e9cembre 2020, explique Ecobank.<\/p>\n

\u00ab Hors effet de change, les d\u00e9p\u00f4ts de la client\u00e8le ont augment\u00e9 de 2,5 milliards $EU en 2021. La croissance des d\u00e9p\u00f4ts a \u00e9t\u00e9 tir\u00e9e par la Banque des Grandes Entreprises (1,0 milliard $EU) et la Banque Commerciale (479 millions $EU), principalement sur des comptes courants non r\u00e9mun\u00e9r\u00e9s \u00bb.<\/p>\n

Les d\u00e9p\u00f4ts bancaires des particuliers ont recul\u00e9 de 81 millions $EU, la croissance des comptes courants \u00e9tant annul\u00e9e par une diminution des d\u00e9p\u00f4ts \u00e0 terme plus on\u00e9reux.<\/p>\n

Diminution des cr\u00e9ances douteuses<\/strong><\/p>\n

Sur le plan r\u00e9gional, les d\u00e9p\u00f4ts ont augment\u00e9, avec une croissance marqu\u00e9e au Nigeria, dans la r\u00e9gion AWA et dans la r\u00e9gion CESA.<\/p>\n

Dans l\u2019ensemble, les d\u00e9p\u00f4ts sur comptes courants et d\u2019\u00e9pargne (CASA) ont augment\u00e9 d\u2019environ 1,0 milliard $EU et les d\u00e9p\u00f4ts \u00e0 terme de 406 millions $EU. Les d\u00e9p\u00f4ts CASA ont constitu\u00e9 82 % du total des d\u00e9p\u00f4ts de la client\u00e8le.<\/p>\n

 <\/strong>Les capitaux propres, part du Groupe, s\u2019\u00e9tablissent \u00e0 1,53 milliard $EU au 31 d\u00e9cembre 2021, soit une croissance marginale de 29 millions $EU par rapport au 31 d\u00e9cembre 2020 (1,50 milliard $EU).<\/p>\n

Les cr\u00e9ances douteuses repr\u00e9sentent 639 millions $EU au 31 d\u00e9cembre 2021, contre 749 millions $EU au 31 d\u00e9cembre 2020.<\/p>\n

La diminution des cr\u00e9ances douteuses en glissement annuel refl\u00e8te l\u2019impact net des recouvrements de pr\u00eats, des encaissements, des actualisations et des abandons de cr\u00e9ances dans tous les secteurs d\u2019activit\u00e9.<\/p>\n

En cons\u00e9quence, le ratio des cr\u00e9ances douteuses s\u2019est encore am\u00e9lior\u00e9, passant \u00e0 6,2 % contre 7,6 % en 2020, fait remarquer le Groupe Ecobank.<\/p>\n

Birame GUENE<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Le Groupe Ecobank a publi\u00e9 ses r\u00e9sultats en 2021. Les services du directeur g\u00e9n\u00e9ral Ade Ayeyemi ont ainsi mis en exergue la synth\u00e8se du bilan…<\/p>\n","protected":false},"author":1,"featured_media":1587,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[23,10],"tags":[],"class_list":["post-3026","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-a-la-une","category-infos-eco","wpcat-23-id","wpcat-10-id"],"yoast_head":"\nPr\u00eats \u00e0 la client\u00e8le, d\u00e9p\u00f4ts, capitaux propres, . . . 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