{"id":2985,"date":"2022-04-02T14:52:50","date_gmt":"2022-04-02T14:52:50","guid":{"rendered":"https:\/\/challengeseconomiques.com\/?p=2985"},"modified":"2022-04-02T14:53:53","modified_gmt":"2022-04-02T14:53:53","slug":"secteur-bancaire-2021-lannee-de-toutes-les-transformations-pour-ecobank","status":"publish","type":"post","link":"https:\/\/challengeseconomiques.com\/?p=2985","title":{"rendered":"Secteur bancaire :  2021, l\u2019ann\u00e9e de toutes les transformations pour Ecobank"},"content":{"rendered":"<p><strong>Les dirigeants du Groupe Ecobank ont publi\u00e9 les r\u00e9sultats de l\u2019exercice 2021. Apr\u00e8s analyse, ils en ont \u00a0conclu que 2021 a \u00e9t\u00e9 l\u2019ann\u00e9e de toutes les transformations pour Ecobank. Dans un communiqu\u00e9, ils livrent les d\u00e9tails. Toutefois, ces banquiers affichent la prudence en raison du contexte international. <\/strong><\/p>\n<p><strong>\u00a0<\/strong>\u00ab\u00a02021 a \u00e9t\u00e9 l\u2019ann\u00e9e de toutes les transformations pour Ecobank\u00a0\u00bb, souligne Ade Ayeyemi, directeur g\u00e9n\u00e9ral du Groupe Ecobank, dans un communiqu\u00e9 parvenu \u00e0 Challenges Economiques.<\/p>\n<p>La Banque a, selon lui, accompli des progr\u00e8s significatifs dans la r\u00e9alisation de ses priorit\u00e9s strat\u00e9giques et a d\u00e9gag\u00e9 de solides rendements commerciaux et financiers.<\/p>\n<p>\u00ab\u00a0Nos revenus ont augment\u00e9, nous avons continu\u00e9 de faire preuve d\u2019efficacit\u00e9, la qualit\u00e9 du cr\u00e9dit s\u2019est am\u00e9lior\u00e9e, nous avons consolid\u00e9 le bilan et, pour la premi\u00e8re fois depuis 2016, notre Conseil d\u2019administration a recommand\u00e9 le versement de dividendes aux actionnaires\u00bb, se r\u00e9jouit le banquier.<\/p>\n<p>Le r\u00e9sultat avant imp\u00f4t ressort \u00e0 478 millions $EU, en hausse de 140 millions $EU (apr\u00e8s retraitement des dotations aux provisions pour d\u00e9pr\u00e9ciation du goodwill de 164 millions $EU en 2020). Entre outre, la banque a enregistr\u00e9 un rendement record des capitaux propres tangibles (ROTE) de 19 %.<\/p>\n<p>Le produit net bancaire (produit d\u2019exploitation total) a augment\u00e9 de 5 % pour atteindre 1,8 milliard $EU, ajoute le communiqu\u00e9.<\/p>\n<p>Le\u00a0 banquier explique que ce produit est port\u00e9 par leur mod\u00e8le op\u00e9rationnel diversifi\u00e9 et leur d\u00e9termination \u00e0 augmenter leur part de march\u00e9 dans les activit\u00e9s de financement du commerce, paiements, produits \u00e0 revenus fixes, devises et mati\u00e8res premi\u00e8res (FICC).<\/p>\n<p><strong>Forte augmentation des liquidit\u00e9s<\/strong><\/p>\n<p><strong>\u00a0<\/strong>Par ailleurs, le coefficient d\u2019exploitation de 58,9 % est le meilleur depuis 10 ans \u00bb, \u00a0pr\u00e9cise le directeur g\u00e9n\u00e9ral du Groupe Ecobank.<\/p>\n<p>La qualit\u00e9 du cr\u00e9dit demeure particuli\u00e8rement \u00e9lev\u00e9e, avec des pr\u00eats non performants \u00e0 un niveau historiquement bas de 6,2 % du total des pr\u00eats et la diminution du risque de concentration du portefeuille de cr\u00e9dit.<\/p>\n<p>\u00ab\u00a0Nous avons, en outre, constitu\u00e9 de mani\u00e8re proactive des provisions sup\u00e9rieures \u00e0 100 % des pr\u00eats non performants. La croissance des d\u00e9p\u00f4ts a \u00e9t\u00e9 robuste (hausse de 1,4 milliard $EU, soit +8 %), avec \u00e0 la cl\u00e9 une forte augmentation des liquidit\u00e9s et une croissance modeste de nos pr\u00eats\u00a0\u00bb, renseigne-t-il.<\/p>\n<p>Les investissements dans le positionnement de Ecobank en tant que levier cr\u00e9dible de l\u2019activit\u00e9 \u00e9conomique pour les m\u00e9nages, les entreprises et les gouvernements en Afrique, augurent d\u2019une ann\u00e9e 2022 (ainsi que les ann\u00e9es suivantes) plac\u00e9e sous de meilleurs auspices.<\/p>\n<p>Et aux b\u00e9n\u00e9fices procur\u00e9s par ces investissements, s\u2019ajoute la perspective d\u2019une forte reprise \u00e9conomique mondiale suite \u00e0 l\u2019all\u00e8gement des restrictions li\u00e9es \u00e0 la pand\u00e9mie de COVID-19.<\/p>\n<p><strong>\u00a0<\/strong><strong>Prudence<\/strong><\/p>\n<p><strong>\u00a0<\/strong><strong>\u00a0<\/strong>\u00ab Toutefois, la prudence reste de mise eu \u00e9gard aux d\u00e9convenues \u00e0 l\u2019\u00e9chelle mondiale que sont : la revue du FMI \u00e0 la baisse des pr\u00e9visions de croissance mondiale, dans un contexte d\u2019inflation galopante, avec environ 60 % des pays \u00e0 faible revenu en situation ou expos\u00e9s au risque de \u201csurendettement\u201d et la r\u00e9cente invasion de l\u2019Ukraine par la Russie\u00a0\u00bb, admet-il.<\/p>\n<p>Dans ce contexte, poursuit-il, le devenir des \u00e9conomies africaines demeure incertain alors que les risques de contagion se propagent, que la Fed am\u00e9ricaine et les autres banques centrales des pays d\u00e9velopp\u00e9s rel\u00e8vent leurs taux d\u2019int\u00e9r\u00eat, que les prix de l\u2019\u00e9nergie s\u2019envolent et que les tensions g\u00e9opolitiques exacerbent l\u2019inflation et les goulets d\u2019\u00e9tranglement dans la cha\u00eene d\u2019approvisionnement.<\/p>\n<p>\u00ab\u00a0Les r\u00e9percussions de ces \u00e9volutions ont d\u00e9j\u00e0 contraint certaines banques centrales africaines \u00e0 relever leurs taux, alors que les prix des biens et des services s\u2019envolent et que les monnaies sont sous pression, avec tout ce que cela implique en mati\u00e8re de s\u00e9curit\u00e9\u00a0\u00bb, avertit Ade Ayeyemi<\/p>\n<p><strong>Birame GUENE<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Les dirigeants du Groupe Ecobank ont publi\u00e9 les r\u00e9sultats de l\u2019exercice 2021. Apr\u00e8s analyse, ils en ont \u00a0conclu que 2021 a \u00e9t\u00e9 l\u2019ann\u00e9e de toutes&#8230;<\/p>\n","protected":false},"author":1,"featured_media":845,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[23,10],"tags":[],"class_list":["post-2985","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-a-la-une","category-infos-eco","wpcat-23-id","wpcat-10-id"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Secteur bancaire : 2021, l\u2019ann\u00e9e de toutes les transformations pour Ecobank - challenges economiques<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/challengeseconomiques.com\/?p=2985\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Secteur bancaire : 2021, l\u2019ann\u00e9e de toutes les transformations pour Ecobank - challenges economiques\" \/>\n<meta property=\"og:description\" content=\"Les dirigeants du Groupe Ecobank ont publi\u00e9 les r\u00e9sultats de l\u2019exercice 2021. 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