{"id":2631,"date":"2022-02-11T10:54:08","date_gmt":"2022-02-11T10:54:08","guid":{"rendered":"https:\/\/challengeseconomiques.com\/?p=2631"},"modified":"2023-04-08T13:59:58","modified_gmt":"2023-04-08T13:59:58","slug":"partenariat-ecobank-et-les-sae-une-demarche-pour-solutionner-la-recurrente-equation-du-financement-des-pme","status":"publish","type":"post","link":"https:\/\/challengeseconomiques.com\/?p=2631","title":{"rendered":"Partenariat Ecobank et les SAE Une d\u00e9marche pour solutionner la r\u00e9currente \u00e9quation du financement des Pme"},"content":{"rendered":"<p><strong>Ecobank S\u00e9n\u00e9gal a lanc\u00e9 le 29 juillet 2020 le dispositif PME suivant l\u2019instruction 006\/2017 de la BCEAO. Il s\u2019agit de programmes de cr\u00e9dit \u00a0pour prendre en charge les besoins de financement des PME et une plateforme de traitement des dossiers mise en place \u00e0 cet effet. Ce 10 f\u00e9vrier, Ecobank S\u00e9n\u00e9gal a initi\u00e9 un workshop de \u00a0partage et d\u2019\u00e9change sur la d\u00e9marche \u00e0 adopter pour l\u2019atteinte des objectifs fix\u00e9s dans le cadre dudit dispositif et sign\u00e9 des conventions individuelles avec les SAE ( structure d\u2019Appui et d\u2019Encadrement).<\/strong><\/p>\n<p>Le constat fait au S\u00e9n\u00e9gal est que le tissu industriel est compos\u00e9 \u00e0 99,8% de Pme et que la plupart de ces entreprises acc\u00e8dent difficilement au financement, notamment aux cr\u00e9dits \u00e0 moyen et long terme. Ainsi, pour r\u00e9soudre cette probl\u00e9matique de l\u2019acc\u00e8s au financement, le Comit\u00e9 d\u2019Identification des Structures d\u2019Appui et d\u2019Encadrement (CISAE), pour\u00a0 l\u2019acc\u00e8s des Pme aux financements, a agr\u00e9\u00e9 33 SAE en 2021 au S\u00e9n\u00e9gal, dans le cadre du dispositif Pme mis en place, par la BCEAO.<\/p>\n<p>Selon Sahid Yalou, DG d\u2019Ecobank, qui s\u2019exprimait au cours du workshop avec les SAE, sa banque s\u2019est\u00a0 essentiellement appuy\u00e9e\u00a0 sur l&rsquo;ADEPME en qualit\u00e9 de structure d&rsquo;accompagnement et d\u2019Encadrement dans la mise en \u0153uvre de ce dispositif. De l\u2019avis du DG d\u2019Ecobank,\u00a0 son souhait est \u00ab\u00a0qu\u2019aujourd&rsquo;hui que cette fructueuse collaboration avec l&rsquo;ensemble des SAE soit \u00e9galement \u00e9tendue gr\u00e2ce au soutien de tous les acteurs principalement le CISAE. \u00a0Il estime en outre, qu\u2019apr\u00e8s l&rsquo;exp\u00e9rience fructueuse \u00a0avec l&rsquo;ADEPME, Ecobank reste la banque des Pme et que\u00a0 \u00a0la signature de contrat de partenariat avec les SAE \u00a0vient poser les jalons d&rsquo;une collaboration que nous souhaitons fructueuse pour l&rsquo;accompagnement efficace de la Pme. Par ailleurs, le DG D\u2019Ecobank n\u2019a pas manqu\u00e9 de saluer la vision de la BCEAO, \u00a0qui a instaur\u00e9 ce dispositif des PME\u00a0 et particuli\u00e8rement l&rsquo;accompagnement\u00a0 du Directeur national de la BCEAO pour le S\u00e9n\u00e9gal et ses \u00e9quipes, \u00a0qui n&rsquo;ont jamais manqu\u00e9 aux premi\u00e8res occasions pour apporter leur appui et leurs conseils dans ce combat pour l&rsquo;\u00e9panouissement des Pme.<\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone  wp-image-2633\" src=\"https:\/\/challengeseconomiques.com\/wp-content\/uploads\/2022\/02\/saeecobank2-300x200.jpg\" alt=\"\" width=\"510\" height=\"340\" srcset=\"https:\/\/challengeseconomiques.com\/wp-content\/uploads\/2022\/02\/saeecobank2-300x200.jpg 300w, https:\/\/challengeseconomiques.com\/wp-content\/uploads\/2022\/02\/saeecobank2-768x512.jpg 768w, https:\/\/challengeseconomiques.com\/wp-content\/uploads\/2022\/02\/saeecobank2-272x182.jpg 272w, https:\/\/challengeseconomiques.com\/wp-content\/uploads\/2022\/02\/saeecobank2.jpg 1024w\" sizes=\"(max-width: 510px) 100vw, 510px\" \/><\/p>\n<p>Pour sa part, Ahmadou Al Amine LO, Directeur National de la BCEAO pour le S\u00e9n\u00e9gal, a f\u00e9licit\u00e9 Ecobank S\u00e9n\u00e9gal pour cette initiative \u00a0d&rsquo;organiser, cet atelier d&rsquo;\u00e9change et de signature de convention de partenariat avec les SAE agr\u00e9\u00e9es dans le cadre du dispositif de soutien de finance des Pme-Pmi\u00a0 mises en place par le Conseil \u00a0des ministres de l&rsquo;UEMOA sur proposition de la BCEAO.\u00a0 Il indique que cette initiative traduit la continuit\u00e9 des actions d&rsquo;Ecobank pour une appropriation de ce dispositif et son int\u00e9gration dans les activit\u00e9s de financement en direction des Pme-Pmi. Selon Ahmadou Al Amine Lo, ce workshop vise\u00a0 \u00e0 \u00a0sensibiliser sur les axes de d\u00e9veloppement de financement des Pme-Pmi par Ecobank, et constitue un jalon important dans la diversification des relations de partenariat entre la SAE et Ecobank. Il poursuit pour dire que les d\u00e9fis majeurs portent sur l&rsquo;accroissement du nombre de Pme-Pmi accompagn\u00e9es, financ\u00e9es et ayant proc\u00e9d\u00e9 au remboursement de leurs cr\u00e9dits conform\u00e9ment \u00e0 l&rsquo;\u00e9ch\u00e9ancier arr\u00eat\u00e9. Dans ce contexte, en formalisant sa collaboration avec l&rsquo;ensemble des SAE agr\u00e9\u00e9es,\u00a0 Ecobank jouera un r\u00f4le important dans le financement au profit des Pme-Pmi.<\/p>\n<p><strong>Ngon\u00e9 Ndiaye (Stagiaire)<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ecobank S\u00e9n\u00e9gal a lanc\u00e9 le 29 juillet 2020 le dispositif PME suivant l\u2019instruction 006\/2017 de la BCEAO. Il s\u2019agit de programmes de cr\u00e9dit \u00a0pour prendre&#8230;<\/p>\n","protected":false},"author":1,"featured_media":2632,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[23,10],"tags":[],"class_list":["post-2631","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-a-la-une","category-infos-eco","wpcat-23-id","wpcat-10-id"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Partenariat Ecobank et les SAE Une d\u00e9marche pour solutionner la r\u00e9currente \u00e9quation du financement des Pme - challenges economiques<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/challengeseconomiques.com\/?p=2631\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Partenariat Ecobank et les SAE Une d\u00e9marche pour solutionner la r\u00e9currente \u00e9quation du financement des Pme - challenges economiques\" \/>\n<meta property=\"og:description\" content=\"Ecobank S\u00e9n\u00e9gal a lanc\u00e9 le 29 juillet 2020 le dispositif PME suivant l\u2019instruction 006\/2017 de la BCEAO. 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