{"id":1880,"date":"2021-09-26T11:48:03","date_gmt":"2021-09-26T11:48:03","guid":{"rendered":"https:\/\/challengeseconomiques.com\/?p=1880"},"modified":"2021-09-26T11:48:29","modified_gmt":"2021-09-26T11:48:29","slug":"solidite-a-toute-epreuve-pour-oragroup","status":"publish","type":"post","link":"https:\/\/challengeseconomiques.com\/?p=1880","title":{"rendered":"Solidit\u00e9 \u00e0 toute \u00e9preuve pour Oragroup"},"content":{"rendered":"<p><strong>La soci\u00e9t\u00e9 fa\u00eeti\u00e8re d\u2019Orabank, sise \u00e0 Lom\u00e9, affiche une forte hausse de ses r\u00e9sultats semestriels, \u00e0 la faveur d\u2019excellents r\u00e9sultats op\u00e9rationnels. La politique d\u2019am\u00e9lioration de la rentabilit\u00e9 porte ses fruits, en d\u00e9pit du contexte difficile.<\/strong><\/p>\n<p>Un premier semestre r\u00e9silient pour Oragroup, \u00e0 en juger par le communiqu\u00e9 publi\u00e9 par les autorit\u00e9s de la BRVM, la Bourse r\u00e9gionale des valeurs mobili\u00e8res d\u2019Abidjan.La maison m\u00e8re du groupe bancaire Orabank consid\u00e8re que la r\u00e9alisation des objectifs fix\u00e9s \u00ab <i>s\u2019est poursuivie et accentu\u00e9e <\/i>\u00bb.<\/p>\n<p>Pourtant, reconnaissent ses dirigeants, les effets de la pand\u00e9mie de la Covid-19 ont continu\u00e9 de se faire sentir sur le plan \u00e9conomique et social, au premier semestre 2021.<\/p>\n<p>La p\u00e9riode se solde par une taille de bilan de plus de 3 489 milliards de F.CFA (5,32 milliards d\u2019euros), en hausse de 7% compar\u00e9e au 31 d\u00e9cembre 2020, soutenue notamment par la bonne performance en mati\u00e8re de collecte des ressources client\u00e8le. Celles-ci ont enregistr\u00e9 plus de 331 milliards F.CFA de d\u00e9p\u00f4ts additionnels, soit une hausse de 16%.<\/p>\n<p>Le groupe estime son soutien \u00e0 l\u2019\u00e9conomie de ses pays de pr\u00e9sence \u00e0 plus de 114 milliards de F.CFA (174 millions d\u2019euros) sur le premier semestre 2021 contre 56 milliards sur la m\u00eame p\u00e9riode en 2020.<\/p>\n<p>Le produit net bancaire ressort en hausse de 21,6%, \u00e0 85 827 milliards de F.CFA (130,9 milliards d\u2019euros), \u00ab <i>gr\u00e2ce \u00e0 la bonne performance de toutes les lignes de revenus, sauf celle des commissions de change<\/i> \u00bb, pr\u00e9cise la communication financi\u00e8re.<\/p>\n<p>Cette performance de l\u2019activit\u00e9 a permis l\u2019am\u00e9lioration du coefficient d\u2019exploitation qui passe de 69,2% \u00e0 63,1% en un an. La hausse de 10,9% enregistr\u00e9e au niveau des frais g\u00e9n\u00e9raux compar\u00e9e au premier semestre 2020 est en ligne avec le renforcement des \u00e9quipes et le d\u00e9veloppement du r\u00e9seau d\u2019agences. Les d\u00e9p\u00f4ts de la client\u00e8le s\u2019\u00e9tablissent \u00e0 2 456 milliards de F.CFA et les cr\u00e9dits nets \u00e0 1686 milliards.<\/p>\n<p>Autant d\u2019\u00e9l\u00e9ments qui ont permis un bond de 46% du r\u00e9sultat brut d\u2019exploitation, \u00e0 31,6 milliards de F.CFA, et une multiplication par 6,8 fois du r\u00e9sultat net. Et ce, en d\u00e9pit d\u2019une hausse de 21,8% du co\u00fbt net du risque, plus que compens\u00e9e par la performance du r\u00e9sultat d\u2019exploitation \u00ab <i>dans qua<\/i><i>siment l\u2019ensemble des pays de pr\u00e9sence<\/i>\u00bb.<\/p>\n<p><b>Une organisation am\u00e9lior\u00e9e<\/b><\/p>\n<p><a name=\"_GoBack\"><\/a>\u00c9voquant ses perspectives, Oragroup signale que la deuxi\u00e8me phase du projet Digital Financial Services (DFS), lanc\u00e9e en 2019, se poursuit. Elle consiste d\u2019abord \u00e0 offrir \u00e0 la client\u00e8le des produits innovants adapt\u00e9s \u00e0 ses besoins, puis \u00e0 contribuer de mani\u00e8re positive \u00e0 la transformation digitale des \u00e9conomies africaines.<\/p>\n<p>Pour cela, le groupe terminera \u00ab <i>d\u2019ici \u00e0 la fin de l\u2019ann\u00e9e<\/i> \u00bb la phase de mise en production de sa plateforme omnicanal KEAZ, d\u00e9j\u00e0 d\u00e9ploy\u00e9e dans onze pays. Celle-ci permet d\u2019effectuer des transactions avec le m\u00eame proc\u00e9d\u00e9,&nbsp; les guichets automatiques ou une application smartphone.<\/p>\n<p><i>Malgr\u00e9 la pand\u00e9mie de la Covid-19, nos \u00e9quipes poursuivent leurs efforts en mati\u00e8re de performance et de rentabilit\u00e9, pour atteindre les objectifs fix\u00e9s par nos actionnaires dans la stricte discipline des co\u00fbts et une gestion fine et rigoureuse des risques. <\/i>\u00c0 travers le nouveau plan strat\u00e9gique 2021-2025, \u00ab <i>notre organisation s\u2019est encore am\u00e9lior\u00e9e<\/i> \u00bb, se f\u00e9licite le groupe, qui entend accompagner le retour de la croissance dans ses pays de pr\u00e9sence. Oragroup, bas\u00e9 \u00e0 Lom\u00e9 (Togo) est la maison m\u00e8re d\u2019Orabank, groupe bancaire pr\u00e9sent dans douze pays d\u2019Afrique de l\u2019Ouest et centrale.<\/p>\n<p>D\u2019autre part, Oragroup s\u2019appr\u00eate \u00e0 lever 50 milliards de F.CFA (76,2 millions d\u2019euros) sur les march\u00e9s financiers, un emprunt obligataire. L\u2019op\u00e9ration sera effective le 4 octobre.<\/p>\n<p>Le prix de l\u2019obligation est de 10 000 F.CFA (15,24 euros) \u00e0 \u00e9ch\u00e9ance de sept ans. Le taux d\u2019int\u00e9r\u00eat ressort \u00e0 7,15%. Oragroup entend utiliser ces fonds pour refinancer sa dette, afin de poursuivre le d\u00e9veloppement commercial de ses filiales et enfin, afin de financer divers projets strat\u00e9giques.<\/p>\n<p>Les dirigeants consid\u00e8rent que la phase de consolidation du groupe, issu de diverses structures, est achev\u00e9e ; place d\u00e9sormais \u00e0 la croissance interne et aux gains de rentabilit\u00e9. L\u2019agence Bloomfield a attribu\u00e9 \u00e0 la dette long terme d\u2019Oragroup la notation \u00ab A \u00bb (cat\u00e9gorie \u00ab investissement \u00bb), avec une perspective favorable.<\/p>\n<p><strong>(Source:Le magazine de l&rsquo;Afrique)<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>La soci\u00e9t\u00e9 fa\u00eeti\u00e8re d\u2019Orabank, sise \u00e0 Lom\u00e9, affiche une forte hausse de ses r\u00e9sultats semestriels, \u00e0 la faveur d\u2019excellents r\u00e9sultats op\u00e9rationnels. La politique d\u2019am\u00e9lioration de&#8230;<\/p>\n","protected":false},"author":1,"featured_media":404,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8,9],"tags":[],"class_list":["post-1880","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualite-economique","category-brvm","wpcat-8-id","wpcat-9-id"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Solidit\u00e9 \u00e0 toute \u00e9preuve pour Oragroup - challenges economiques<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/challengeseconomiques.com\/?p=1880\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Solidit\u00e9 \u00e0 toute \u00e9preuve pour Oragroup - challenges economiques\" \/>\n<meta property=\"og:description\" content=\"La soci\u00e9t\u00e9 fa\u00eeti\u00e8re d\u2019Orabank, sise \u00e0 Lom\u00e9, affiche une forte hausse de ses r\u00e9sultats semestriels, \u00e0 la faveur d\u2019excellents r\u00e9sultats op\u00e9rationnels. 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