{"id":1569,"date":"2021-07-15T12:22:12","date_gmt":"2021-07-15T12:22:12","guid":{"rendered":"https:\/\/challengeseconomiques.com\/?p=1569"},"modified":"2021-10-11T11:02:30","modified_gmt":"2021-10-11T11:02:30","slug":"credits-bancaires-de-la-clientele-en-contentieux-70-des-dossiers-regles-lamiable","status":"publish","type":"post","link":"https:\/\/challengeseconomiques.com\/?p=1569","title":{"rendered":"Cr\u00e9dits bancaires de la client\u00e8le en contentieux : 70% des dossiers r\u00e9gl\u00e9s  \u00e0 l\u2019amiable"},"content":{"rendered":"<p><strong>Lors de la seconde rencontre trimestrielle pour l\u2019ann\u00e9e 2021, entre la Direction nationale de la BCEAO et les directeurs g\u00e9n\u00e9raux d\u2019\u00e9tablissements de cr\u00e9dit, la probl\u00e9matique des dossiers de cr\u00e9dits bancaires de la client\u00e8le en contentieux a \u00e9t\u00e9 abord\u00e9e dans les discussions. Il ressort du communiqu\u00e9 rendu public, \u00e0 l\u2019issue de la rencontre que 70% des &nbsp;dits dossiers sont r\u00e9gl\u00e9s \u00e0 l\u2019amiable.<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>Selon le communiqu\u00e9 que nous avons re\u00e7u de la Direction nationale de la BCEAO, rendant compte de la rencontre, qui a eu lieu le 8 juillet 2021, en mode visio-conf\u00e9rence, \u00ab&nbsp;pr\u00e8s de 70% des dossiers sont r\u00e9gl\u00e9s \u00e0 l\u2019amiable&nbsp;\u00bb. Cela &nbsp;repr\u00e9sente environ 30% de l\u2019encours total brut des dossiers bancaires en contentieux, chiffr\u00e9 \u00e0 513 milliards de FCFA pr\u00e9cise le communiqu\u00e9. Les dossiers en contentieux judiciaire (environ 340 milliards de FCFA) &nbsp;poursuit le communiqu\u00e9 se r\u00e9partissent, en termes d\u2019encours, entre le Tribunal de commerce (41%) et les Tribunaux d\u2019instance (59%).<\/p>\n<p>D\u2019apr\u00e8s le communiqu\u00e9, en termes de d\u00e9lai, 29% de l\u2019encours total du contentieux bancaire est en r\u00e9solution depuis plus de cinq &nbsp;ans et 27% sur une dur\u00e9e comprise entre deux &nbsp;et cinq &nbsp;ans.<\/p>\n<p>Au regard de cette situation, la BCEAO et les Directeurs G\u00e9n\u00e9raux ont soulign\u00e9 selon le communiqu\u00e9 l\u2019imp\u00e9rieuse n\u00e9cessit\u00e9 d\u2019une r\u00e9solution acc\u00e9l\u00e9r\u00e9e des contentieux avec la client\u00e8le, en vue de permettre au syst\u00e8me bancaire d\u2019assurer avec plus d\u2019efficacit\u00e9 et de profondeur, son r\u00f4le d\u2019interm\u00e9diation financi\u00e8re.<\/p>\n<p>Les Directeurs G\u00e9n\u00e9raux fait remarquer le communiqu\u00e9 ont signal\u00e9 que l\u2019APBEFS s\u2019est pench\u00e9e sur les recommandations pertinentes \u00e0 formuler \u00e0 cet \u00e9gard, en vue d\u2019une meilleure protection juridique et judiciaire des int\u00e9r\u00eats des d\u00e9posants, des actionnaires et des dirigeants des \u00e9tablissements de cr\u00e9dit.<\/p>\n<p>A l\u2019issue des \u00e9changes sur ce dossier, il a \u00e9t\u00e9 rappel\u00e9 aux banques la n\u00e9cessit\u00e9 de veiller au strict respect des exigences en mati\u00e8re de travaux de Due Diligence avant l\u2019entr\u00e9e en relation, de gestion de risques de blanchiment de capitaux et de financement du terrorisme ainsi que de sensibilisation et de formation en faveur des bureaux de change manuel en termes de mise en conformit\u00e9 de leurs activit\u00e9s avec les r\u00e9glementations en vigueur.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Lors de la seconde rencontre trimestrielle pour l\u2019ann\u00e9e 2021, entre la Direction nationale de la BCEAO et les directeurs g\u00e9n\u00e9raux d\u2019\u00e9tablissements de cr\u00e9dit, la probl\u00e9matique&#8230;<\/p>\n","protected":false},"author":3,"featured_media":675,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[23,10],"tags":[],"class_list":["post-1569","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-a-la-une","category-infos-eco","wpcat-23-id","wpcat-10-id"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - 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